Small Business Fraud Prevention | Machias Savings Bank

Check Positive Pay™

Protect your small business against fraudulent checks with our Check Positive Pay™ service.

Checks presented for payment are compared against information that you provide us through several easy uploads. If we receive a check that does not match what you’ve told us you’ve issued, we provide an exception report and give you the control to decide whether to pay or return the check.

Here are a few details about this system:

Integrated into MSB Business Online
This service allows you to be protected from the liability of fraudulent funds leaving your account
Fully integrated check fraud prevention service
System features item inquiry, item maintenance, items review and full reporting capabilities

ACH Filter and Block

With automated clearing house (ACH) filters and blocks, you control what electronic transactions can post to your accounts.

You tell us who you’ve authorized to send electronic transactions to your accounts—all other transactions will be suspended, and you will be contacted to make the decision to allow those transactions to post or be returned.

ACH Filter sets criteria to authorize some ACH debits and/or credits to post to your account while excluding others.
ACH Block Service stops ACH debits, credits or both kinds of transactions from posting to your account.

MSB Business Online

Protecting Your Business Has Never Been More Convenient.

Here are a few small business fraud prevention services included in our secure online banking platform:

Alerts: Send custom alerts to your phone or email to monitor financial information like security, account balance and transaction history.
CardValet™: Manage how and when your business debit card gets used and turn it off instantly to prevent purchases for any reason.
Face and touch ID: Protect your login with unique authentication factors like your face and fingerprint.
Customized access for employees: Establish varying access levels to let employees, such as a bookkeeper, view and manage financial information.
E-statements: Accessing your statements easier with online e-statement delivery.

Reach Out

Whether you want to establish safety measures on your small business account or learn more about how to prevent business fraud, we’re here to help.

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