Commercial Risk Management in Maine

Check Positive Pay™

Safeguard your commercial business from fraudulent checks.

By providing us with information through easy uploads, we compare checks presented for payment against your records. If we detect any discrepancies, we generate an exception report and give you the authority to decide whether to pay or return the check.

Here are some key facts about our Check Positive Pay™ service:

The service is seamlessly integrated into MSB Business Online.
It protects you from the risk of liability associated with fraudulent funds leaving your account.
It is a comprehensive check fraud prevention solution that offers item inquiry, item maintenance, item review, and complete reporting capabilities.

We’re happy to offer a free month of Positive Pay for new customers who sign up during the month of October. Any member of our Cash Management team would be happy to speak with you about getting started.

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ACH Filter and Block

Easily manage electronic transactions that are allowed to be posted to your accounts.

By specifying which parties are authorized to send electronic transactions to your accounts, any other transaction attempts will be suspended. You will then have the opportunity to either approve or reject these transactions.

The ACH Filter establishes criteria that permit certain ACH debits and/or credits to be posted to your account while excluding others.
The ACH Block Service prevents ACH debits, credits, or both types of transactions from being posted to your account.

MSB Business Online

Simple. Seamless. Secure.

Take advantage of the following fraud prevention features included in our online banking services:

Alerts: Set up alerts that will notify you via phone or email of security alerts, account balances, and transaction histories.
CardValet™: Effectively manage your business debit card by controlling when and how it is used, and deactivate it instantly to prevent any unwanted purchases.
Face and touch ID: Ensure the security of your account with unique authentication factors such as facial recognition and fingerprint scanning.
Customized access for employees: Set varying access levels for your employees, such as a bookkeeper, to view and manage financial information.
E-statements: Access your statements easily through our online e-statement delivery system.

Get in Touch

If you’re looking to implement safety protocols for your commercial business account or seeking information on preventing business fraud, we’re available to assist you.

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Cash Flow

With solutions that scale to your needs, Machias can help you streamline your operations, expand customer payment options, and ultimately improve your organization’s working capital.

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