My MSB Health Savings | Small Business | Machias Savings Bank

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Health Savings Account

Maximize Your Healthcare Savings

If you and your employees are on a high-deductible health insurance plan, do more with a health savings account (HSA) from Machias Savings Bank.

Health Savings Account

Make Paying For Healthcare Easier and Less Expensive

Some unique features of our HSAs for small business owners include:

  • Tax-free contributions and interest3
  • No monthly fee if you maintain the minimum balance1
  • Free monthly statements1
  • Allows you to save for qualified health and medical expenses3
  • Free checks
  • FDIC Insured
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More Details About Health Savings


HSA Visa® Debit Card

Fast-track medical expenses and use your HSA Visa® Debit Card at the doctor’s office, pharmacy and other healthcare providers.


Earn Interest

The higher your deposit balance, the more interest you will earn2. Additionally, all interest you earn is tax-free to help you get more out of your funds.

Learn More About Our Rates
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Online and Mobile Banking

Easily manage your HSA with MSB Online. Use a desktop or our mobile app to view your account details and deposit funds.

Learn More about our Small Business MSB Online
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MSB Online

Handle Your Finances On the Go

Download our mobile app today!

Contact Our Team

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Our Disclosures

1 A service charge fee of $5.00 will occur every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
2 Checking account fees may apply and reduce earnings on the account.
3 Nonqualified uses of Health Savings Accounts are subject to taxation and penalties. Excess contribution amounts are not deductible and may be subject to tax penalties. Consult your tax advisor for more information.

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Exceptional Business Checking

Our non-interest-bearing checking accounts are an excellent tool for starting a new business or fostering growth in your current company.

Learn More About our Small Business Exceptional Checking Account
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Exceptional Business Savings

With our Exceptional Business account, you will have a safe and secure place to grow your funds and help your business reach its potential.

Learn More About our Exceptional Business Savings Account for Small Business
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Essential Business Fund

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Learn More About our Essential Business Fund for Small Businesses
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