My MSB Checking | Cash Back Rewards | Machias Savings Bank
(866) 416-9302 Contact Phone ATMs & Branches Location Customer Support Location
About Location Careers Location Community Location 43714122-6EBA-4939-8AAB-EA64DEA4D639 Link Search Page

We’re sorry, your browser is not supported.

For the best experience, we ask that you switch to the latest version of Chrome, Firefox, or Edge. If you would like to access your accounts before updating your browser, you can follow the links below.

Online Banking Credit Card
Woman checking phone

My MSB Checking

One Account Made Simple

Cash Back With Every Debit Card Purchase

Open Account Open MSB Checking Account View Rates View MSB Checking Rates

My MSB Checking

Getting a little cash back in your pocket, you'll earn 5 cents on every debit card transaction1.

Our checking account details include:

  • No minimum balance
  • $100 minimum opening balance
  • No monthly fees
  • Option for paper3 or eStatements
  • Out-of-network ATM access rebates2
  • The higher the deposit balance, the greater the interest earned4
  • FDIC insured
couple taking notes

More Details About My MSB Checking

A checking account from MSB allows you to make the most of every dollar you earn. Take advantage of benefits such as:

icon/visa-debit-card

Visa® Debit Card

Access your account anywhere with a Visa® debit card from MSB. Our convenient and secure debit cards are easy to use and offer additional protection.

icon/contribute

Cash Back Rewards

Get paid for shopping with personal checking cash-back rewards from MSB. Earn 5 cents back on all debit card transactions. 1

icon/mobile banking

Online and Mobile Banking

Enjoy 24/7 access to all your banking information with MSB Online. Use your phone or desktop for a seamless banking experience.

icon/check

Checks

Need checks for bills or other purchases? Your first order of standard checks from MSB is free.

icon/clickSWITCH

ClickSwitch®

MSB is a proud partner of ClickSWITCH® to make moving your money or performing recurring electronic payments simple.

Learn More Learn more about clickswitch
icon/billpay

Free BillPay

Pay your bills anytime and on any device with MSB BillPay. Whether you want to set up scheduled or make one-time payments, our online BillPay ensures you never miss a payment again.

Frequently Asked Questions

The following are frequent questions regarding MSB’s checking account. If you have any further questions, please get in touch with our team today.

What Do I Need to Have Ready to Apply for an Account Online?
To make opening your new account simple please have the following ready for each account owner:
  • mobile phone number
  • email address
  • social security number
  • Valid drivers license or state Issued ID
  • Physical address
Disclosure: all applicants must be US citizens at least 18 years of age and a Maine resident or an existing customer.
What is the Difference Between eStatements and Paper Statements?
  • An $8.00 fee will be charged for Paper Statements.
  • The $8.00 paper statement fee will be waived only for primary account holders 62 and over, for any customer who carries a deposit relationship of $100.00 or greater, or if a customer requests electronic statements within 30 days of account opening and must continue to receive eStatements thereafter.
Our Disclosures

1At the end of each statement cycle, you will be paid $0.05 cash back reward for each debit card transaction that posts and clears your account. ATM transactions do not receive the cash back reward.

2Up to $25.00 in monthly ATM Rebates when using a non-Machias Savings Bank ATM in the United States. Accept the disclosed fee and we will refund the surcharge the next business day.

3An $8.00 fee will be charged for Paper Statements. The $8.00 paper statement fee will be waived only for primary account holders 62 and over, for any customer who carries a deposit relationship of $10,000.00 or greater, or if a customer requests electronic statements within 30 days of account opening and must continue to receive eStatements thereafter.

4Checking account fees may apply and reduce earnings on the account.

Mother and child

My MSB Savings

Start planning for the future today with an MSB Savings Account. Our easy-to-use savings account has no minimum balance or monthly fees, providing a simple way to take control of your finances.

Learn More Learn more about MSB savings
Person paying at coffee shop

My MSB Overdraft Protection

We’ve got you covered. Our My MSB Overdraft Protection will act as a line of credit to cover any needed funds up to a predetermined limit, upon credit approval.

Learn More Learn more about MSB Overdraft Protection
Group at dinner

My MSB Money Fund

Grow your money and enjoy easy access when you need it. The higher your deposit balance, the more interest you earn, and you can make in-person or online transactions whenever you need to.

Learn More Learn more about MSB money fund
Important Notice

By following this link, you will be leaving Machias Savings Bank’s website and visiting a non-affiliated third party website. Be sure to review their terms and conditions as you will be subject to their terms of use. Click Yes to proceed or No to remain in www.machiassavings.bank.

Would you like to proceed?

No