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My MSB Money Fund

Save For Big Moments

Whatever the key milestone might be, keep your savings safe and growing.

My MSB Money Fund

Our Money Fund Account is a High-Interest Deposit Account That Will Help Your Money Grow

Some additional features of our money fund account include:

  • Unlimited transactions
  • Discounts of up to $250 on mortgage and home equity loan closing costs2
  • Free monthly statements
  • Low monthly service fees of $10 if the balance falls below $2,5001
  • $2,500 minimum balance to open the account
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More Details About My MSB Money Fund


Visa® Debit Card

Our Visa® debit cards for this account are only for ATMs. This card links directly to your money fund account and is a convenient way to access your money on the go.


Earn Interest

The higher the deposit balance, the greater the interest earned.1

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Online and Mobile Banking

Download our app or access your account on your desktop for a real-time look at your finances.



ClickSWITCH® is an online tool that makes moving your money and setting up recurring transfers and payments simple.

Learn More Learn more about clickswitch

Free BillPay

Pay your bills using our free BillPay services. Users can set up single or recurring payments to ensure they never miss a payment again.

Frequently Asked Questions

If you are still looking for an answer to your question, our friendly team is always here to help. Please visit our Customer Support page!

What Do I Need to Apply for a Money Fund Account Online?

To open a Money Fund Account online, you will need the following information:
  • Physical address
  • Valid driver's license or state-issued ID
  • Social security number
  • Email address
  • Mobile phone number

Our Disclosures


1. Account fees may apply and reduce earnings on the account.

2. Subject to credit approval. The Home Equity Line of Credit is a variable rate loan based on Prime. The maximum APR is 17.5%. To open and maintain an account, a Machias Savings Bank Origination Fee of $100.00 will apply. You may also be required to pay certain fees to other third parties to open a line. These fees generally total between $0.00 and $1,968.58.

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My MSB Checking

If you’d like to get more out of your banking, MSB offers a personal checking account with no monthly fees or minimum balance requirements.

Learn More Learn more about MSB checking
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A Home Equity Line of Credit (HELOC) from MSB is a convenient way to turn your home equity into real money so you can make dreams of paying off debt or home improvement a reality.

Learn More Learn more about HELOC
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Traditional IRA

Start a traditional IRA to save money now and in the future. You can benefit from tax deductions for your contributions and growing interest for your deposited funds to secure your retirement.

Learn More Learn more about a traditional IRA
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