Seasonal Mortgage in Maine | Machias Savings Bank

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Seasonal Mortgage

The Bank of “YES!” Can Help Finance Your Getaway

Financing your camp or seasonal getaway is easy with a seasonal home mortgage from MSB. Our seasonal property mortgage offers features like:

Competitive fixed rate
Applicants can use the loan for repair or purchase
We offer multiple loan terms for a camp or seasonal structure
Tax-deductible interest*

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Seasonal Home Mortgage Details

When you turn to us for seasonal mortgages, you will experience benefits like:

Local

We perform all servicing and decision-making on a local level.

Fast Responses

Our quick response times give you the answers you need to move forward in the application process and purchase your seasonal getaway home sooner.

Easy Application

Our simple application takes the stress out of the mortgage process, and all applicants can apply online, by phone or in person.

Online and Mobile Banking

Enjoy banking on the go or from the comfort of your home with online and mobile banking.

Auto Payments

Bank with greater peace of mind thanks to our auto payments option. Set up one-time or scheduled payments from a Machias Savings Bank checking or savings account and never worry about a missed payment again.

Easy Closing

Our easy closing process helps you to get the funding you need faster.

Customer Portal Access

Our secure customer portal allows you to apply for and manage your mortgage application from your computer or mobile device.

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Talk to a Mortgage Expert

Not sure where to start in the application process? Our mortgage experts are here to help. Talk to one of our professionals to learn more or get answers to any questions you may have throughout the application process.

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What You Need to Apply

Before applying for a seasonal mortgage, gather the following documents:

Pay stubs from the last 30 days
Bank statements from the previous two (2) months
W-2s from the previous two (2) years
Tax returns from the last two (2) years
A current driver's license or photo ID
Fully executed purchase agreement (if applicable)

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Our Disclosures

*Consult your tax advisor for more information

My MSB Checking

Our interest-earning account offers cash back on all debit card transactions and premium benefits such as no minimum balances or monthly fees for a convenient checking option.

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