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Get Started

Why Get Pre-Qualified?

  • Know Your Budget: Understand how much home you can afford, helping you narrow down your search and make informed decisions.
  • Strengthen Your Offer: A pre-qualification letter shows sellers that you are a serious and prepared buyer, giving you a competitive edge in the market.
  • Speed Up the Process: Getting pre-qualified now can save you time later, streamlining the mortgage application process when you find the perfect home.
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Next Steps

Your Pre-Qualification Journey

  1. Loan Purpose: Available for purchase transactions only, certification valid for only 90 days, no cost to apply.
  2. Requirements: Minimum credit score of 680 for all borrowers and maximum debt to income is 43%.
  3. Prepare Your Documents: Gather essential documents such as your ID, bank statements, tax returns, W-2 forms, pay stubs, and a purchase agreement if applicable.
  4. Complete Our Application:  Our online application process is simple and secure. You can also apply in person at your local branch or by phone.
  5. Personalized Support from Our Team: A mortgage specialist from Machias Savings Bank will promptly connect with you to explore your options, answer your queries, and guide you through the next steps.
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Meet Our Mortgage Team

Our team of mortgage specialists is ready to assist you every step of the way.

Connect With Us and we can answer all your prequalification questions

Contact Us

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