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Home Mortgage Loans

We Can’t Wait to Welcome You Home

Home is more than a place. It’s a feeling. And if you are hoping to buy or refinance a home in Maine, Machias Savings Bank’s mortgage specialists are more than experienced lenders—they are trusted neighbors.

Home Mortgage Loans

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Estimate your borrowing potential and learn about mortgage options to fit your needs. Once you find a home, we complete a full application and verify your credit, income, assets, and property value.

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Traditional financing that provides a competitive interest rate with stable monthly payments.

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Maine State Housing

Designed for low to moderate-income first-time homebuyers in Maine, the Maine State Housing Authority Mortgage offers the market’s lowest fixed rates.

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If you’re looking to build a home in Maine, we will work with you every step of the way, from signing your construction contract to moving into your new home.

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Financing your camp or seasonal getaway is easy with a seasonal home mortgage from us. We’re here to help make your home-away-from-home a reality.

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With a land loan, you can purchase land and build equity for future improvements without building immediately.

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Mobile Home And Land

Our mobile home and land loan offers a fixed-rate mortgage secured by a single- or double-wide mobile home on your land.

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Home Equity Loan

Home equity loans can help you pay for home improvements, consolidate debt, or even make large purchases such as buying a car or paying for higher education.

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Home Equity Line of Credit

Unlock the value of your home with a home equity line of credit. A HELOC is a revolving line of credit allowing you to use funds more than once.

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Meet Our Homebuying Team

Learn more about the mortgage specialists in your neighborhood. If you want to apply for a mortgage, contact your local expert.

Connect Now With Our Mortgage Team

Customer Portal

Access Your Mortgage Online

Our secure online customer portal lets you view and manage your mortgage status from your computer or mobile device.

Login Now Mortgage portal login link


Auto Payments

Learn how to set up automatic payments with a checking or savings account from Machias Savings Bank to ensure you always pay on time.

Learn More About how to set up auto payments
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Your Information

Receiving nonaffiliated solicitations after applying for a loan?

Learn more about public information, how it’s shared, and what you can do to protect your private information.

Learn More about how to keep your personal information secure

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My MSB Checking

Pay for daily expenses with a My MSB Checking account and earn 5 cents on every debit card transaction.

Learn More About My MSB Checking
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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More About Personal Credit Cards
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My MSB Savings

Help your money grow with a savings account. The more you deposit, the higher interest you earn.

Learn More About My MSB Savings
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