Mobile Home and Land Loan | Machias Savings Bank in Maine

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Mobile Home and Land Loan

Your Land. Your Home. The Perfect Combination.

Our mobile home and land loan offers a fixed-rate mortgage secured by a single- or double-wide mobile home on your land. Learn more about how the bank of “YES!” is making the dream of homeownership happen!

Mobile Home and Land Loan

A Flexible Loan Option for Homebuyers

If you’re looking for a flexible financing option for your land and mobile home, we are here to help. Our Maine mobile home and land loans allow applicants to purchase or refinance a primary mobile home residence with competitive rates and multiple loan terms. Before applying for this loan, it’s essential to take the following considerations into account:

  • The home must be permanently attached to the land.
  • The mobile home cannot have been constructed before June 1976.
  • You may also qualify for financing from the Maine State Housing Authority.
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Mobile Home and Land Loan Details

Our mobile home and land loan is a unique borrowing option helping mobile homeowners realize their financial dreams. Benefits of choosing us are:

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Local Service

We perform all servicing and decisions locally to meet the needs of the Maine communities we serve.

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Fast Response

Our quick response times streamline the application process to reach your financial goal faster.

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Simple Application Process

Use our simple application to apply for a manufactured home and land loan online, over the phone or at a branch.

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Online Banking

Instantly check your accounts, schedule transfers and more with our online and mobile banking.

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Auto Payments

Schedule recurring or one-time payments from a Machias Savings Bank checking or savings account using our autopay option for peace of mind while paying.

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Easy Closing Process

Our easy closing process lets you reach your mobile home purchasing or refinancing goals sooner.

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Customer Portal Access

Our secure customer portal allows you to apply for and manage your mortgage application from your computer or mobile device.

Login Now To Our Mortgage Customer Portal
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Talk to a Mortgage Specialist

MSB is your financial partner in helping you achieve your goals. Contact our homebuying team to learn more about our mortgage rates for a mobile home with land.

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What You Need to Apply

 

Before starting the application process for a mobile home with land mortgage, gather these documents:
  • Driver's license or photo ID
  • Tax returns from the last two (2) years
  • W-2 forms from the previous two (2) years
  • Bank statements from the past two (2) months
  • Pay stubs from the last 30 days
  • Fully executed purchase agreement (if applicable)

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Enjoy the features of a traditional checking account plus cashback rewards on all debit card transactions and no monthly fee.

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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

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My MSB Savings

Our flexible savings account is interest-earning and requires no minimum balances or monthly fees.

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