Mobile Home and Land Loan | Machias Savings Bank in Maine

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Mobile Home and Land Loan

Your Land. Your Home. The Perfect Combination.

Our mobile home and land loan offers a fixed-rate mortgage secured by a single- or double-wide mobile home on your land. Learn more about how the bank of “YES!” is making the dream of homeownership happen!

Mobile Home and Land Loan

A Flexible Loan Option for Homebuyers

If you’re looking for a flexible financing option for your land and mobile home, we are here to help. Our Maine mobile home and land loans allow applicants to purchase or refinance a primary mobile home residence with competitive rates and multiple loan terms. Before applying for this loan, it’s essential to take the following considerations into account:

  • The home must be permanently attached to the land.
  • The mobile home cannot have been constructed before June 1976.
  • You may also qualify for financing from the Maine State Housing Authority.
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Mobile Home and Land Loan Details

Our mobile home and land loan is a unique borrowing option helping mobile homeowners realize their financial dreams. Benefits of choosing us are:


Local Service

We perform all servicing and decisions locally to meet the needs of the Maine communities we serve.

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Fast Response

Our quick response times streamline the application process to reach your financial goal faster.


Simple Application Process

Use our simple application to apply for a manufactured home and land loan online, over the phone or at a branch.

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Online Banking

Instantly check your accounts, schedule transfers and more with our online and mobile banking.


Auto Payments

Schedule recurring or one-time payments from a Machias Savings Bank checking or savings account using our autopay option for peace of mind while paying.


Easy Closing Process

Our easy closing process lets you reach your mobile home purchasing or refinancing goals sooner.

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Customer Portal Access

Our secure customer portal allows you to apply for and manage your mortgage application from your computer or mobile device.

Login Now To Our Mortgage Customer Portal
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Talk to a Mortgage Specialist

MSB is your financial partner in helping you achieve your goals. Contact our homebuying team to learn more about our mortgage rates for a mobile home with land.


What You Need to Apply


Before starting the application process for a mobile home with land mortgage, gather these documents:
  • Driver's license or photo ID
  • Tax returns from the last two (2) years
  • W-2 forms from the previous two (2) years
  • Bank statements from the past two (2) months
  • Pay stubs from the last 30 days
  • Fully executed purchase agreement (if applicable)

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My MSB Checking

Enjoy the features of a traditional checking account plus cashback rewards on all debit card transactions and no monthly fee.

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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

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My MSB Savings

Our flexible savings account is interest-earning and requires no minimum balances or monthly fees.

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