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Online Banking Credit Card

My MSB Savings

Save For Special Moments

Savings for a rainy day. A house. Vacation. Future. Whatever you want—your savings account can help you get it.

Open Account Open an MSB savings account View Rates for our MSB savings

My MSB Savings

Make Saving Easier When You Open a Personal Savings Account With Us.

Enjoy all the traditional features of a savings account and more:

  • $100 minimum opening balance
  • Option for paper or eStatements
  • Can pledge your savings account as collateral on a loan
  • FDIC-insured

More Details About My MSB Savings

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Visa® Debit Card

Our Visa® debit cards are only for ATMs. This card links directly to your savings account and is a convenient way to access your money on the go.

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Earn Interest

Our savings accounts are interest-earning, and higher account balances result in higher interest rates1.

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Online and Mobile Banking

Want to make a deposit on the go? Need to transfer money before a night out? With MSB Online, you can access your personal savings account to make withdrawals and deposits, pay bills and more from your desktop or mobile phone.

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Unlimited Transactions

Transfer money between accounts as often as needed with our unlimited transactions.

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ClickSWITCH®

MSB is a proud partner of ClickSWITCH® to make moving your money or performing recurring electronic payments simple.

Learn More Learn more about ClickSWITCH

Frequently Asked Questions

The following are frequent questions regarding our savings accounts. If you have further questions, please visit our Customer Support page!

What Do I Need to Have Ready to Apply for an Account Online?
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To make opening your new account simple please have the following ready for each account owner:
  • mobile phone number
  • email address
  • social security number
  • Valid drivers license or state Issued ID
  • Physical address
Disclosure: all applicants must be US citizens at least 18 years of age and a Maine resident or an existing customer.
Our Disclosures
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1Account fees may apply and reduce earnings on the account.

My MSB Checking

Open a My MSB Checking account with no minimum balance or monthly fees. Enjoy banking that’s easy and straightforward, designed with you in mind.

Learn More Learn more about MSB checking

My MSB Health Savings

If you have a high deductible health plan, save and earn with our health savings accounts. With no monthly fees and tax-free withdrawals and deposits, an HSA will help you easily handle medical expenses.

Learn More Learn more about MSB health savings

HELOC

A Home Equity Line of Credit (HELOC) from MSB is a convenient way to turn your home equity into real money so you can make dreams of paying off debt or home improvement a reality.

Learn More Learn more about HELOC
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Important Notice

By following this link, you will be leaving Machias Savings Bank’s website and visiting a non-affiliated third party website. Be sure to review their terms and conditions as you will be subject to their terms of use, and Machias Savings Bank is not responsible for its content. Click Yes to proceed or No to remain in www.machiassavings.bank.

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Our ATMs and Online Banking will be down for a system upgrade: Saturday, April 26 at 9:00 PM – Sunday, April 27 at 8:00 AM

During this time, you won’t be able to access these services, so please plan ahead for any transactions.
We appreciate your patience while we make improvements to serve you better. Thanks for banking with us!