My MSB Savings | Personal Savings | Machias Savings Bank
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My MSB Savings

Save For Special Moments

Savings for a rainy day. A house. Vacation. Future. Whatever you want—your savings account can help you get it.

Open Account Open an MSB savings account View Rates for our MSB savings

My MSB Savings

Make Saving Easier When You Open a Personal Savings Account With Us.

Enjoy all the traditional features of a savings account and more:

  • No minimum balance
  • $100 minimum opening balance
  • No monthly fee
  • Free eStatements and the option for paper statements1
  • FDIC-insured
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More Details About My MSB Savings

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Visa® Debit Card

Our Visa® debit cards are only for ATMs. This card links directly to your savings account and is a convenient way to access your money on the go.

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Earn Interest

Our savings accounts are interest-earning, and higher account balances result in higher interest rates2.

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Online and Mobile Banking

Want to make a deposit on the go? Need to transfer money before a night out? With MSB Online, you can access your personal savings account to make withdrawals and deposits, pay bills and more from your desktop or mobile phone.

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Unlimited Transactions

Transfer money between accounts as often as needed with our unlimited transactions.

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ClickSWITCH®

MSB is a proud partner of ClickSWITCH® to make moving your money or performing recurring electronic payments simple.

Learn More Learn more about ClickSWITCH

Frequently Asked Questions

The following are frequent questions regarding our savings accounts. If you have further questions, please visit our Customer Support page!

What Do I Need to Have Ready to Apply for an Account Online?
To make opening your new account simple please have the following ready for each account owner:
  • mobile phone number
  • email address
  • social security number
  • Valid drivers license or state Issued ID
  • Physical address
Disclosure: all applicants must be US citizens at least 18 years of age and a Maine resident or an existing customer.
What is the Difference Between eStatements and Paper Statements?
  • An $8.00 fee will be charged for Paper Statements.
  • The $8.00 paper statement fee will be waived only for primary account holders 62 and over, for any customer who carries a deposit relationship of $100.00 or greater, or if a customer requests electronic statements within 30 days of account opening and must continue to receive eStatements thereafter.
Our Disclosures

1An $8.00 fee will be charged for Paper Statements. The $8.00 paper statement fee will be waived only for primary account holders 62 and over, for any customer who carries an average balance of $100.00 or greater in this account, or if a customer requests electronic statements within 30 days of account opening and must continue to receive eStatements thereafter.

2Account fees may apply and reduce earnings on the account.

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My MSB Checking

Make your money go further with an MSB checking account. Our MSB checking account offers no minimum balance requirements or monthly fees, and account holders earn 5 cents on every debit card transaction.

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My MSB Health Savings

If you have a high deductible health plan, save and earn with our health savings accounts. With no monthly fees and tax-free withdrawals and deposits, an HSA will help you easily handle medical expenses.

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HELOC

A Home Equity Line of Credit (HELOC) from MSB is a convenient way to turn your home equity into real money so you can make dreams of paying off debt or home improvement a reality.

Learn More Learn more about HELOC
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