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We’ll be closing some of our locations early on Friday, February 6, so all employees can attend our annual company-wide recognition event. For after-hours assistance with your banking, our Mobile Banking app and ATM services are available 24/7. See full list of closures here.

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Save for Life’s “Yes” Moments

From first homes to family adventures, life is full of meaningful moments waiting to be enjoyed. Open an account today!

Keeping Your Information Safe is Our Top Priority

Visit our Security Center for tips and resources designed to help you prevent fraud and keep your information safe.

Learn More about our Security Center

Keeping Your Information Safe is Our Top Priority

Learn More about our Security Center

Our Manchester Branch Is Now Open!

Visit our local branch where decisions are made right here in your community - fast, local, and personal.

Meet Your Manchester Team

Our Manchester Branch Is Now Open!

Meet Your Manchester Team

Apply Now for Your Low APR Personal Credit Card

Start earning robust rewards and take advantage of a low APR personal credit card today.

Explore Card Options

Apply Now for Your Low APR Personal Credit Card

Explore Card Options

Our Loans

Loan Options That Work For You

Whether you’re buying a home or expanding your operation, Machias Savings Bank is here to help with loans tailored to your personal, business, or commercial banking needs.

Personal Home Loans

Whether you’re buying a home, refinancing, or tapping into your home’s equity, we provide flexible loan options backed by local decisions and trusted guidance.

Small Business Loans

Support your business’s next step with working capital, equipment financing, and real estate solutions from a banking partner invested in your success.

Commercial Financing

Scale your operation with term financing, commercial real estate, and lines of credit – delivered by a team that understands your business.

Customer Testimonials

"YES" to Strong Partnerships

That’s why our partnership with Machias works so well. You’ve built a personal relationship with us, and you genuinely want to see the people we work with succeed – our team, tradespeople, and the vendors we partner with. You want everyone involved to be successful, and those are the best relationships.

Kendrick Ballantyne

President – Optimum Construction

We want to be partnered with a company that’s in Maine, that understands Maine values, and is committed to staying with Maine business and partnering for the future.

Barbara Slager

Coastal Women's Healthcare, MD

Even from out of state, Machias Savings is the clear choice for camp owners. Their seamless support and smart solutions are the secret to keeping our camp thriving year-round.

Jeffrey Konigsberg

Owner, Camp Takajo + Tripp Lake Camp

Our 2024 Impact

Creating Thriving Communities

Strengthening Maine’s workforce and financial well-being. Our commitment extends beyond financial support; we actively engage in mentorship, training, and hands-on learning experiences.

Together with our community partners, we are shaping a future where individuals, businesses, and communities can prosper. At Machias Savings Bank, we are not just banking but building brighter futures.

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Volunteer Hours Statewide

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Dollars Invested Statewide

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Organizations Touched Statewide

Our Disclosures
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* Member FDIC. Subject to credit approval. Ask for details.

Explore Our Banking Solutions

My MSB Checking

Open a My MSB Checking account with no minimum balance or monthly fees. Enjoy banking in ME that’s easy and straightforward, designed with you in mind.

Learn More about MSB Checking

Save for Special Moments

MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.

Learn More about MSB Savings

Home Equity Line of Credit

Our Home Equity Line of Credit is the most convenient way to turn the equity in your home into real money that can turn those wants into reality.

Learn More about mortgage loans
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Close

We’ll be closing some of our locations early on Friday, February 6, so all employees can attend our annual company-wide recognition event. For after-hours assistance with your banking, our Mobile Banking app and ATM services are available 24/7. See full list of closures here.