Say YES to Those Home Improvements with a 5.99% APR*
Take advantage of a limited time introductory rate for the first 12 months with a Home Equity Line of Credit and receive up to $750 off closing costs with a $25,000 minimum line amount. Get flexible access to funds, local decision making, and the confidence to move forward.
How can we help you today?
Keeping Your Information Safe is Our Top Priority
Visit our Security Center for tips and resources designed to help you prevent fraud and keep your information safe.
Keeping Your Information Safe is Our Top Priority
Our Manchester Branch Is Now Open!
Visit our local branch where decisions are made right here in your community - fast, local, and personal.
Our Manchester Branch Is Now Open!
Apply Now for Your Low APR Personal Credit Card
Start earning robust rewards and take advantage of a low APR personal credit card today.
Apply Now for Your Low APR Personal Credit Card
Our Loans
Loan Options That Work For You
Whether you’re buying a home or expanding your operation, Machias Savings Bank is here to help with loans tailored to your personal, business, or commercial banking needs.
Personal Home Loans
Whether you’re buying a home, refinancing, or tapping into your home’s equity, we provide flexible loan options backed by local decisions and trusted guidance.
Small Business Loans
Support your business’s next step with working capital, equipment financing, and real estate solutions from a banking partner invested in your success.
Commercial Financing
Scale your operation with term financing, commercial real estate, and lines of credit – delivered by a team that understands your business.
Our 2025 Impact
Creating Thriving Communities
We focused our giving on workforce development, entrepreneurship, financial health, and basic needs, with increased support for food security, heating, and essential services.
As we look ahead, our commitment remains steadfast. We will continue to invest in our communities and work alongside our neighbors to build a stronger, more resilient future for all.
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Volunteer Hours Statewide
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Dollars Invested Statewide
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Organizations Touched Statewide
Our Disclosures
* Member FDIC. Subject to credit approval. Ask for details.
Explore Our Banking Solutions
My MSB Checking
Open a My MSB Checking account with no minimum balance or monthly fees. Enjoy banking in ME that’s easy and straightforward, designed with you in mind.
Save for Special Moments
MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.
Home Equity Line of Credit
Our Home Equity Line of Credit is the most convenient way to turn the equity in your home into real money that can turn those wants into reality.
