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Essential Business Fund

Start Saving Towards Your Business Goals While Maintaining Access to Cash

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Essential Business Fund

Use Your Excess Cash to Grow Your Business Savings

When you open an Essential Business Fund with Machias Savings Bank, you can expect these features:

  • Access by checks available
  • Unlimited in-person transactions
  • Low monthly service fee if the balance falls below the requirement
  • $2500 minimum opening balance
  • The higher the deposit balance, the higher the interest rate
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More Details About Essential Business Fund

When you open an account with us, you will also have access to features such as:


Visa® Debit Card

Our Visa® debit cards are only for ATMs. This card links directly to your savings account and is a convenient way to access your money on the go.

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Mobile Deposits

Receiving a check is always a great feeling, but depositing it at a branch takes time out of your day. Our mobile app allows you to deposit a check with just a picture of it.

Learn More About Mobile Deposits

Online and Mobile Banking

Whether you prefer to use your desktop or our mobile app, our online and mobile banking solutions meet all your banking needs.

Learn More Learn more about online and mobile banking
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MSB Online

Handle Your Finances on the Go

Our MSB Online Mobile App offers a fast and convenient way to manage your money.

Contact Us

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Our Disclosures


1$10.00 service charge per statement period waived if a $2,500 balance is maintained.

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Experienced With Interest

Enjoy an account that fits your business needs, and pays you interest. This interest-bearing account gives you the tools to focus on growth.

Learn More Learn more experienced with interest accounts
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Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

Learn More Learn more about exceptional business savings
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Exceptional Checking

Whether you’re starting up a new business or focusing on growth, this non-interest bearing account offers you all the banking essentials.

Learn More Learn more about exceptional business checking
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