Small Business Fraud Prevention | Machias Savings Bank

We’re sorry, your browser is not supported.

For the best experience, we ask that you switch to the latest version of Chrome, Firefox, or Edge. If you would like to access your accounts before updating your browser, you can follow the links below.

Business woman on tablet

Fraud Prevention

Let Us Help Protect Your Small Business

Our Fraud Prevention Services help you safeguard your business by reducing your exposure to check and ACH debit fraud.

Check Positive Pay™

Protect your small business against fraudulent checks with our Check Positive Pay™ service.

Checks presented for payment are compared against information that you provide us through several easy uploads. If we receive a check that does not match what you’ve told us you’ve issued, we provide an exception report and give you the control to decide whether to pay or return the check.

Here are a few details about this system:

  • Integrated into MSB Business Online
  • This service allows you to be protected from the liability of fraudulent funds leaving your account
  • Fully integrated check fraud prevention service
  • System features item inquiry, item maintenance, items review and full reporting capabilities
man talking on phone

ACH Filter and Block

With automated clearing house (ACH) filters and blocks, you control what electronic transactions can post to your accounts.

You tell us who you’ve authorized to send electronic transactions to your accounts—all other transactions will be suspended, and you will be contacted to make the decision to allow those transactions to post or be returned.

  • ACH Filter sets criteria to authorize some ACH debits and/or credits to post to your account while excluding others.
  • ACH Block Service stops ACH debits, credits or both kinds of transactions from posting to your account.
workshop employee on phone

MSB Business Online

Protecting Your Business Has Never Been More Convenient.

Here are a few small business fraud prevention services included in our secure online banking platform:

  • Alerts: Send custom alerts to your phone or email to monitor financial information like security, account balance and transaction history.
  • CardValet™: Manage how and when your business debit card gets used and turn it off instantly to prevent purchases for any reason.
  • Face and touch ID: Protect your login with unique authentication factors like your face and fingerprint.
  • Customized access for employees: Establish varying access levels to let employees, such as a bookkeeper, view and manage financial information.
  • E-statements: Accessing your statements easier with online e-statement delivery.
man working on his laptop

Reach Out

Whether you want to establish safety measures on your small business account or learn more about how to prevent business fraud, we’re here to help.

"*" indicates required fields

Full Name*
Business Name*
Do you currently bank with us?*
To protect your security when you communicate with us electronically, please DO NOT include confidential and personal information such as Social Security Numbers and account numbers.
This field is for validation purposes and should be left unchanged.
Secure Login with reCAPTCHA subject to Google Terms & Privacy
Small Business owner standing in his garage talking to a woman

Money Management

Take control of your incoming and outgoing funds. Our money management tools make it easy to see your cash flows and improve productivity.

Learn More About Small Business Money Management
small business meeting at table


Take control of your incoming and outgoing funds. Our money management tools make it easy to see your cash flows and improve productivity.

Learn More About Small Business Payroll
Two women looking at clothes

Exceptional Checking

A non-interest-bearing account that offers all the banking essentials to help you focus on growth or start a new business.

Learn More About our Exceptional Checking Account
Important Notice

By following this link, you will be leaving Machias Savings Bank’s website and visiting a non-affiliated third party website. Be sure to review their terms and conditions as you will be subject to their terms of use. Click Yes to proceed or No to remain in

Would you like to proceed?