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Experienced With Interest

Maximize Your Business Earnings with Machias Savings Bank

Our interest-bearing account is specifically tailored to provide a banking solution that supports your financial success.

Experienced With Interest

At Last! Get an Account That Meets Your Business Needs and Also Earns Interest.

Here are some key features of the account:

  • No minimum balance requirement
  • $500 opening balance
  • No monthly service charges1
  • Unlimited deposit items
  • Free Anytime Access to MSB Business Online
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More Details About Experienced With Interest

When you open an account with us, you will have access to the following:


Visa® Debit Card

You can use our Visa® Debit Card to cover your business expenses, whether you make your purchases online or in physical stores.


Business BillPay

Pay your bills anywhere with Business BillPay – first 10 checks per month are free!2 Schedule payments and avoid missing bills.

Learn More Learn more about business billpay
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Remote Deposit Capture

Make multiple check deposits to your business account from home or office using Remote Deposit Capture at a low monthly fee.3 Contact our Cash Management Team for more information.

Learn More Learn more
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Download Our Mobile App

Keep a pulse on your finances.

Frequently Asked Questions

The following are frequently asked questions regarding our Experienced With Interest checking account. Contact our team today if you have further questions or want to learn more.

What Do I Need to Have Ready When Applying for an Account Online?

To apply for our Experienced With Interest checking account online, you must be a Maine resident or existing customer 18 years or older. Creating an account requires you to be a signer or a beneficial owner — in the latter case, you must directly or indirectly own at least 25% of the equity interest of the legal business entity through contract, agreement or other means. If you meet the previous requirements, you will need the following documents:
  • Valid driver's license or state-issued ID
  • Business tax ID
  • Social security number
  • Email address
  • Mobile phone number

Our Disclosures


1 $15.00 service charge per statement period waived if account holder maintains $20,000 average combined deposit and loan balance.

2 $.75 per item charge after first 10 checks.

3 $20 per scanner per month

Member FDIC.

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Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

Learn More Learn more about exceptional business savings
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Essential Business Fund

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Learn More Learn more about essential business funds
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Exceptional Checking

Whether you’re starting up a new business or focusing on growth, this non-interest-bearing account offers you all the banking essentials.

Learn More Learn more about exceptional business checking
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