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Business Credit Cards

A Credit Card as Unique as Your Business.

The card you need and the service you deserve.

View All Credit Cards and apply for a small business credit card now

Business Credit Cards

Business credit cards aren't just for business owners with storefronts or office buildings.

They’re perfect for anyone with a money-making dream. Having a dedicated card for your business helps keep business and personal finances separate, and the Machias Savings credit card is as unique as your business — with rewards and perks to help you make the most of your money.

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Business Mastercard® Credit Cards

Find the card that fits your needs

Standard Features

Machias Savings Bank Mastercard® credit cards have some added benefits worth noting. With enhanced features and benefits, customers can turn good deals into great ones by adding value to purchases large and small with convenience, protection, and more. Welcome to a faster, safer more convenient way to pay.

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Online Access 24/7

Secure online account access 24-hours a day, seven days a week


Individual Credit Lines

Individual credit lines and spending limits for different employees


Customized Statements

Consolidated company statement or individual statements to each cardholder


Reporting Options

Reporting options that allow businesses to separate and manage expenses


Unlimited Company Cards

Company name on each card with no added cost for additional cards for employees


Mastercard Global Service™*

Receive around-the-clock customer service assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance as well as assistance with locating ATMs and help with card-related questions.

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Zero Liability Protection™*

Have peace of mind knowing that the financial institution that issued your Mastercard won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions.


2-Way Fraud Alerts

In order to better protect cardholder transactions from attempted fraud, we are encouraging all cardholders to register for our 2-way fraud alert feature.

Learn More about two-way fraud alerts

easy savings

Easily save on gas, dining and more for your business.

Save every day with the Mastercard Easy Savings® Program. Just use your eligible Mastercard business card on qualified purchases at any participating merchant. Your rebates will be automatically applied to your monthly statement. Plus, you can also add your employees’ cards so they get these rebates as well, track your rebates on this site, and learn about new merchants and offers.

Pay in-store, online, through apps, and wherever else mobile payments are available.

Allowing your business credit card to work for you has never been easier.

Paying with your Machias Savings business credit card has never been easier. Just put it on your phone! Machias Savings business credit cards are supported by Apple Pay®, Samsung Pay®, and Google Pay™ which allow users to make payment using compatible smart phones and mobile devices. 4

Mobile pay

Our Disclosures

Subject to Credit Approval. Ask for details.

  1. Upon approval, we will mail a letter acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
  2. We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
  3. For details on Rewards Program, please visit https://machiassavings.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
  4. Apple Pay is a registered trademark of Apple Inc., Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd., Google Pay is a registered trademark of Google LLC. Message and data rates may apply, check with your wireless carrier.

MasterCard® is a registered trademark of MasterCard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

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Exceptional Business Checking

Whether you’re starting up a new business or focusing on growth, this non-interest bearing account offers you all the banking essentials.

Learn More Learn more about exceptional business checking
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Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

Learn More Learn more about exceptional business savings
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Business Loans

You love what you do. We do, too. For over 150 years, we have helped Maine business owners turn personal passions into professional successes with Maine business loans—and we are just getting started.

Learn More Learn more about business loans
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