Fixed Rate Mortgage | Machias Savings Bank in Maine

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Fixed-Rate Mortgage

The Home of Your Dreams May Be Closer Than You Think.

A fixed-rate mortgage loan designed to help you purchase or refinance your home.

Fixed-Rate Mortgage

Determine Whether a Fixed-Rate Mortgage Might Suit You.

We work with each customer to create terms based on their individual strengths and needs, so it’s perfect for those in unique financial situations. Here are a few other benefits of applying for a fixed-rate mortgage financing:

  • Multiple loan terms are available
  • Low payment and closing costs
  • Competitive fixed rate
  • Minimal processing time Interest may be tax-deductible*
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Fixed-Rate Mortgage Loan Details

Learn more about how we are ready to help you buy a home and meet your financial goals below.



With MSB, you get support from someone in your neighborhood. We do loan servicing and decision-making locally in Maine.

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Quick Response

We know that waiting is tough — especially for a home — so we act with a sense of urgency to get you the answers you need.


Simple Application

We make buying a home more straightforward with a loan application you can fill out in minutes. Apply over the phone, in person, or online.

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Online and Mobile Banking

Wherever you are, you can use our website or mobile app to make loan payments or check your loan details.


Auto Payments

Benefit from peace of mind, knowing your loan will get paid monthly, and you won’t have to log in or visit a local branch to pay.


Easy Closing

Our simple closing process lets you make your financial dreams a reality sooner.

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Customer Portal Access

Our secure customer portal allows you to apply for and manage your mortgage application from your computer or mobile device.

Login Now To Our Mortgage Customer Portal
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Talk to a Mortgage Specialist

Get to know our residential mortgage specialists at your local branch. Feel free to reach out online, over the phone, or in-person to discuss home mortgages.

Meet Our Team and reach out if you are interested in applying for a home mortgage

Get Ready to Apply

What should I bring to apply for a fixed-rate mortgage?
Before you apply online or visit a local branch, gather these documents to speed up the application process:
  • Current driver's license or photo ID
  • Most recent two (2) months of bank statements
  • Prior two (2) years of your tax returns
  • Prior two (2) years of your W-2 forms
  • Most recent 30 days of pay stubs Fully executed purchase agreement (if applicable)

Contact Us

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Our Disclosures

*Consult your tax advisor for more information.

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My MSB Checking

An account made for your regular deposits and withdrawals. With a My MSB Checking account, you get cash-back rewards on all debit card transactions without a minimum balance or monthly fee.

Learn More About My MSB Checking
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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More About Personal Credit Cards
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My MSB Savings

Earn interest on the money you make with My MSB Savings. Our accounts don’t have a monthly fee or minimum balance, making them more accessible.

Learn More About My MSB Savings
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