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My MSB Health Savings

Keep more of your paycheck with pre-tax contributions.

Designed only for individuals with high-deductible health insurance plans; the money you put in isn’t taxed and the interest you earn isn’t either.

My MSB Health Savings

Life is Full of Surprises

With a health savings account (HSA), being forced to decide how you will pay for unexpected medical expenses will not be one of them. Our health savings accounts offer benefits like:

  • Tax-free deposits and interest3
  • No monthly fee if you maintain the minimum balance1
  • Free monthly statements
  • Great way to save for qualified health and medical expenses3
  • Free Checks
  • FDIC-insured
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More Details About My MSB Health Savings


HSA Visa® Debit Card

Fast-track medical payments and skip the paperwork with our HSA Visa® card. Use our card to make payments online, in-store or at your doctor’s office.


Earn Interest

Our HSA is interest-earning. The more you contribute to your HSA, the more interest your account will earn2.


Online and Mobile Banking

Whether you need to deposit funds, transfer money, or check your balance you can use MSB Online.

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MSB Online

Financial Tools

Our financial tools allow for greater control over your finances so you can bank with confidence. Securely connect all of your accounts to build your savings and get a look at your complete financial picture.

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Our Disclosures


1A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

2Checking account fees may apply and reduce earnings on the account.

3Nonqualified uses of Health Savings Accounts are subject to taxation and penalties. Excess contribution amounts are not deductible and may be subject to tax penalties. Consult your tax advisor for more information.

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My MSB Checking

Our checking account enables account holders to enjoy greater financial flexibility. In addition to having no account fees, our checking accounts enable you to put a little extra money in your pocket each time you spend by yielding 5 cents back on every debit card transaction.

Learn More Learn more about MSB checking
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My MSB Savings

MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited in-person transactions and no minimum balance or monthly fee.

Learn More Learn more about MSB savings
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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More Learn more about personal credit cards
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