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Home Equity Loan

Tap into the Equity in Your Home

Home equity loans from Machias Savings Bank can help you pay for home improvements, consolidate debt, or even make large purchases such as buying a car or paying for higher education. With competitive rates available, the possibilities a home equity loan provides are only limited by your imagination.

Home Equity Loan

The “YES!” You've Been Waiting For Do More With Our Maine Home Equity Loans

Our home equity loans enable you to borrow money by leveraging your home’s equity. The top features of our home equity loan include:

  • Multiple loan term options
  • Fixed and monthly payment rates
  • Tax-deductible* interest
  • No penalty for prepayment
  • You can use your loan for your primary residence or second home
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Home Equity Loan Details

In addition to low-interest rates and longer repayment timelines, working with MSB for your home equity loan offers benefits such as:


Local Lender

MSB offers all of the benefits and features of a larger bank on a local scale, allowing us to meet your exact needs.

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Quick Response Times

Our team maintains communication throughout the application process so you can make informed decisions.


Simple Application

Our simple application process makes applying for a home equity loan easy. Apply online, by phone or in person today.

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Online and Mobile Banking

Our online and mobile banking platforms offer ultimate flexibility when you want to move money on the go.


Auto Payments

Never worry about missing a payment with our automatic payments. Schedule your monthly payment and enjoy greater peace of mind.


Easy Closing

Our simple closing process lets you make your financial dreams a reality sooner.

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Customer Portal Access

Our secure customer portal allows you to apply for and manage your mortgage application from your computer or mobile device.

Login Now To Our Mortgage Customer Portal
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Talk to a Mortgage Specialist Today

Our team is here for you if you need help getting started or have questions about our home equity loan rates.


Get Ready to Apply

Before applying for a home equity loan, it’s helpful to gather the following documents:
  • Pay stubs from the last 30 days
  • Bank statements from the previous two (2) months
  • W-2 forms from the previous two (2) years
  • Tax returns from the last two (2) years
  • Current driver's license or photo ID

Contact Us

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Our Disclosures

*Consult your tax advisor for more information

Interested in home equity loan rates in Maine?

Contact Us for more information contact us for home equity rates
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My MSB Checking

Our flexible interest-earning checking account offers cash back on all debit card transactions and no minimum fees.

Learn More About My MSB Checking
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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More About Personal Credit Cards
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My MSB Savings

With unlimited transactions and FDIC insurance, our savings account lets you do more with your money.

Learn More About My MSB Savings
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