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Exceptional Business Checking

Get The Checking Account Made For Small Business Owners

Machias Saving Bank’s Exceptional Checking account delivers a complete line of banking essentials for your small business.

Exceptional Business Checking

Whether you’re starting up a new small business or focusing on growth, this non-interest-bearing account offers you all the banking essentials.

Our checking account details include:

  • No minimum balance requirements
  • $500 minimum opening
  • No monthly service fees
  • No charge for the first 500 items 1
  • FDIC-insured
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More Details About Exceptional Checking

Give your business finances a place of their own with a dedicated business checking account from Machias Savings Bank with additional features such as:


Visa® Debit Card

Our Visa® Debit Card allows you to keep your cash flow at your fingertips whether you are spending digitally or in-person


Online and Mobile Banking

Want to check your accounts on the go? You have 24/7 access to your business account from any mobile device or desktop with MSB Online.

Learn More Learn more about online and mobile banking

Business BillPay

Optional access to Business BillPay, first 10 checks each month are on us!2 This convenient feature allows you to set up single or recurring payments so you’ll never miss a bill again.

Learn More Learn more about business billpay
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MSB Online Mobile App

Keep a pulse on your business from the palm of your hand.

Frequently Asked Questions

The following are frequently asked questions regarding our Exceptional Checking account. To learn more, connect with our team.

What Do I Need to Apply for an Account Online?
To apply for a small business Exceptional Checking Account, you must be at least 18 years old, a Maine resident or an existing MSB customer. You can be a signer or beneficial owner, which is any individual who, directly or indirectly through a contract, arrangement or other circumstances, owns 25% of the equity interest of the legal entity. You will need the following documents to open an account:
  • Mobile phone number
  • Valid driver's license or state-issued ID
  • Business Tax ID
  • Social Security Number
  • Email address
Our Disclosures

1 $.50 per item over 500

2 $.75 per item charge after first 10 checks

Member FDIC

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Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

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Essential Business Fund

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Learn More Learn more about essential business funds
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Experienced With Interest

Enjoy an account that fits your business needs and pays you interest. This interest-bearing account gives you the tools to focus on growth.

Learn More Learn more about experienced with interest accounts
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