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Some customers are still receiving texts claiming to be from Machias Savings with a link to dispute a charge. The link takes them to the MSB login page, where fraudsters collect login information. Please continue to delete these texts. If you have any concerns, please contact us immediately at 866-416-9302.

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Online Banking Credit Card

Personal Credit Cards

For Whatever You Do. For Wherever You Go. 

Finally, a credit card from a bank you can trust.

Personal Credit Cards

At Machias Savings Bank our goal is to help “Move Maine Forward.”

That’s why we’ve created the Machias Savings Credit Card — to help you do more of the things you love and to get the most out of every day. Machias representatives can help you determine the best card for you and your needs. Let us help your money work for you — for whatever you do and wherever you want to go!

Personal Mastercard® Credit Cards

Find the card that fits your needs

Additional Features & Benefits

Machias Savings Bank MasterCard® Credit Cards have some added benefits worth noting. With great features and benefits, customers can turn good deals into great ones by adding value to purchases large and small with convenience, protection and more. Welcome to a faster, safer, more convenient way to pay.

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MasterCard ID Theft Protection™

MasterCard is the only payment brand that provides its U.S. cardholders with services – at no extra cost – to help you detect and resolve identity theft.

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Zero Liability Protection™

Have peace of mind knowing that the financial institution that issued your MasterCard won’t hold you responsible for “unauthorized transactions.” As a MasterCard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions.

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Mastercard Global Emergency Service™

Wherever you are worldwide, you can always call Emergency Services with any card-related need. When you call our global directory, you can count on a representative who speaks your language, 24 hours a day, 365 days a year.

Just put it on your phone.

Making payments has never been easier.

Paying with your Machias Savings credit card in store or within apps on your phone has never been easier. Just put it on your phone! Machias Savings cards are supported by Apple Pay®, Samsung Pay® and Google Pay™ which allow users to make payment using compatible smart phones and mobile devices. 4

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Cardholder Quick Reference Guide

2-Way Fraud Alerts

In order to better protect cardholder transactions from attempted fraud, we are encouraging all cardholders to register for our 2-way fraud alert feature.

Learn More about two-way fraud alerts
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Personal Credit Cards

Apply now for your low APR personal credit card.

Start earning robust rewards and take advantage of a low APR personal credit card today. It’s perfect plastic backed by impeccable customer service.

Apply Now For A Low APR Personal Credit Card

Our Disclosures

Questions about your credit card? Machias Savings Bank Customer Service at 1 (866) 416-9302 or Card Member Services at (877) 768-1355.

Subject to Credit Approval. Ask for details.

  1. Upon approval, we will mail a letter acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
  2. We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
  3. For details on Rewards Program, please visit https://machiassavings.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
  4. Apple Pay is a registered trademark of Apple Inc., Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd., Google Pay is a registered trademark of Google LLC. Message and data rates may apply, check with your wireless carrier.

MasterCard® is a registered trademark of MasterCard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

My MSB Checking

Open a My MSB Checking account with no minimum balance or monthly fees. Enjoy banking that’s easy and straightforward, designed with you in mind.

Learn More Learn more about MSB Checking

My MSB Savings

MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.

My MSB Savings Learn more about MSB Savings

My MSB Certificate of Deposit

Keep your nest egg safe. Put your money aside for a fixed period of time and watch it grow.

Learn More about our CDs
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Some customers are still receiving texts claiming to be from Machias Savings with a link to dispute a charge. The link takes them to the MSB login page, where fraudsters collect login information. Please continue to delete these texts. If you have any concerns, please contact us immediately at 866-416-9302.