Personal Bank Loans | Machias Savings Bank in Maine

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Personal Loans

Your Goals Are Our Goals.

Machias Savings Bank’s Personal Loans* Have Helped Our Customers Make the Most of Living in Maine for Over 150 Years

Personal Loans

Here are some of the ways we make applying for a loan quick and easy.


Simple Application

Apply in minutes with our streamlined application from the comfort of your home or visit a local branch to fill out an application.


Local Decisioning

You can pick which branch to work with for your loan. You’ll benefit from caring, small-town customer service at any location.



We work hard to help you get a loan that works for you. Apply from anywhere, anytime, with the option to close quickly.


Auto Payments

Never miss a payment! With automatic monthly payments from your Machias Savings checking or savings account, you can ensure your loan gets paid off on time with no scheduling difficulties.


Easy Closing

We make closing your loan easy. You can close your loan digitally or in person at your preferred branch.

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Quick Response

You’ll know whether you qualify the same day you apply. We can make fast lending decisions.

Learn more about our personal loan types below.

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Check the Status of Your Loan

If you’ve applied for a personal, auto and recreational, and/or an overdraft line of credit with us, you can check the status of your application here.

Get an update now!

Frequently Asked Questions


What do I need to apply for a personal loan?
When applying for a loan from us, gather your driver's license or state-issued ID, physical address, email, mobile phone, social security number and income information.
What should I do if I want to apply for a personal loan and live outside the state of Maine?
If you are currently living outside the state of Maine, please give our customer support team a call at 1-866-416-9302 or email us at

Connect With Us

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Our Disclosures

*Personal Loans, Auto and Recreational Vehicle Loans and My Overdraft Protection are subject to credit approval.

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My MSB Checking

Open a checking account with us and enjoy cash back on every debit card purchase, as well as no minimum balance and no monthly fee.

Learn More About My MSB Checking
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With a home equity line of credit, you can turn your home’s equity into money for things like paying off debt or remodeling your home.

Learn More About Our Home Equity Line of Credit
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Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More About Our Personal Credit Cards
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