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Francine Cram

SVP, Business Banking

Francine is committed to building long term banking relationships. With over 35 years of banking experience, Francine is known for being a mentor for businesses who are just starting out, who are ready to explore growth opportunities, and all in between. Francine knows the evolving needs businesses face today and is always ready to offer unique solutions!

“My greatest passion is building long-lasting relationships with my business clients. For me it is never just about the transaction, it is about becoming a business partner, a trusted advisor that my clients can rely on for advice and guidance through all cycles of their business. I am dedicated to helping my borrowers achieve success and long term sustainability.”

Francine has spent countless hours serving in many organizations throughout the community. She has served on the Sanford-Springvale YMCA and the United Way Boards. She has also volunteered with various economic development agencies and she’s the past President of the Wells Rotary Club.

Contact Francine today to begin exploring how she can help support your business initiatives!

Find Francine at our following locations: Portland Location

Machias savings bank city location
Branch & ATM

193 Middle Street

More Information More Information Link
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Commercial Cards

Easily Manage Your Corporate Expenses. We offer multiple MasterCard® Corporate Credit Card options for our client’s different needs.

Learn More About our commercial credit cards
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MSB Deposit Solutions

A business deposit account should cater to your specific business. Whether you need something simple or want to spend more time outside the office, we offer multiple deposit account options to fit your needs.

Learn More About our deposit solutions
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Business Loans

Our business loans can help turn passions into profits, and we tailor our loans to meet your business’s financial needs.

Learn More About our business loans
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