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We’ll be closing some of our locations early on Friday, February 6, so all employees can attend our annual company-wide recognition event. For after-hours assistance with your banking, our Mobile Banking app and ATM services are available 24/7. See full list of closures here.

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Rated #1 By Under30CEO for Business Checking in Maine

Because your business deserves the best, we’ve designed our checking solution to support your business every step of the way, with no minimum balance and no monthly service fees.

Security Resources for Small Business

Explore tips, tools, and resources to help your business stay protected against fraud.

Visit Our Security Center

Security Resources for Small Business

Visit Our Security Center

Our Manchester Branch Is Now Open!

Visit our local branch where decisions are made right here in your community - fast, local, and personal.

Meet Our Manchester Team

Our Manchester Branch Is Now Open!

Meet Our Manchester Team

A Credit Card Built for Your Business

Keep personal and business expenses separate while enjoying the flexibility, security, and convenience that come with our MasterCard® Business Credit Cards. *

Explore Our Credit Cards

A Credit Card Built for Your Business

Explore Our Credit Cards

Our Loans

Loan Options That Work For You

When you’re ready to take the next step, we’ll help you find your “Yes!” Explore flexible financing options for every stage of your business.

Line of Credit

Manage cash flow with a line of credit that helps you cover short-term or seasonal needs and stay ready when new opportunities come your way.

Small Business Real Estate Financing

Whether you’re buying, refinancing, or building, our real estate financing supports the spaces where your business grows and operates.

Equipment Financing

Finance new or used equipment to help modernize operations, expand services, and improve efficiency – so your business is ready for what’s next.

Customer Testimonials

"YES" to Strong Partnerships

My mom and I wouldn’t be here without Machias Savings. We wouldn’t be living our dream. They truly go the extra mile. Relationships are the foundation of a business—and they understood that. When we had a vacation planned in the middle of closing, they overnighted the papers. They were our superheroes, making it happen even under unusual circumstances.

Monica Conary

Co-Owner – The Not So Empty Nest

Being able to buy this building was definitely the best thing that ever happened to this business. Machias Savings looked beyond the fact that I didn’t have a ton of money to start with, I just had a dream and a lot of ambition. They really exceeded my expectations with how they put my loan together, even with a lot of obstacles.

Nikki Look

Owner - Massage Bar Harbor

I really felt like I had support. This is a new venture for me, so knowing my bank had my back made me feel confident. I didn’t have a background in radio ownership or deep pockets, but Machias Savings explained how they would take care of me for the life of my loan.

Paul Dupuis

Owner - Star 97.7

Our 2024 Impact

Creating Thriving Communities

Strengthening Maine’s workforce and financial well-being. Our commitment extends beyond financial support; we actively engage in mentorship, training, and hands-on learning experiences.

Together with our community partners, we are shaping a future where individuals, businesses, and communities can prosper. At Machias Savings Bank, we are not just banking but building brighter futures.

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Volunteer Hours Statewide

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Dollars Invested Statewide

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Organizations Touched Statewide

Our Disclosures
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* Member FDIC. Subject to credit approval. Ask for details.

Business Insights & Resources

Yes to S’more Banking

From seasonal cash flow to easy payment collection, we offer flexible banking solutions designed to fit the unique needs of camps so you can spend more time creating unforgettable summers.

Learn More Learn more about banking solutions for summer camps

Government Banking Solutions

We work with towns, schools, and local agencies to provide reliable banking, personal support, and fast answers so you can focus on serving your community with confidence.

Learn More Learn more about government banking solutions

Planning for Growth

Ready to expand? Learn how to forecast costs, budget wisely, and choose the right funding to move your business forward with confidence and a solid plan.

Read Now Learn more about expanding your small business
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We’ll be closing some of our locations early on Friday, February 6, so all employees can attend our annual company-wide recognition event. For after-hours assistance with your banking, our Mobile Banking app and ATM services are available 24/7. See full list of closures here.