CRA Public File

Machias Savings Bank is pleased to make our Community Reinvestment Act (CRA) Public File available for public inspection on our webpage. As part of the CRA, the below information must be updated as of April 1st of each year. Should you desire hardcopies of any of the information listed below you may contact our CRA officer directly at 207-255-9226 or stop by any of our branch locations.

We welcome your input regarding our CRA performance. Any comments or questions regarding CRA may be addressed to:

Sean Daye - CRA Officer
Machias Savings Bank
PO Box 318
Machias, ME 04654

Please click on any of the links below to view the information you are looking for:

Statement of Intent / CRA Statement

CRA Performance Evaluation - 2021

Branch Information:

• Branch Listings with Census Tracts
• Branch Locations with Hours
• Branches Opened and/ or Closed

Assessment Area Maps

• Non-MSA Assessment Area Map
• Bangor MSA Assessment Area Map
• Portland MSA Assessment Area Map

Products and Services

• Personal Banking
• Business Banking
• Electronic Services

CRA / HMDA Disclosures

• 2019 CRA Disclosure
• 2020 CRA Disclosure
• 2021 CRA Disclosure

MACHIAS SAVINGS BANK HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda).

HMDA data for many other financial institutions are also available at this Web site.

Machias Savings Bank Home Mortgage Disclosure Act Notice

General Service Fee

Loan to Deposit Ratio

Public Comments Section

There have been no public comments directly pertaining to the bank's CRA performance within the last two years.