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Some customers are still receiving texts claiming to be from Machias Savings with a link to dispute a charge. The link takes them to the MSB login page, where fraudsters collect login information. Please continue to delete these texts. If you have any concerns, please contact us immediately at 866-416-9302.

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Online Banking Credit Card

Rated #1 By Under30CEO for Business Checking in Maine

Because your business deserves the best, we’ve designed our checking solution to support your business every step of the way, with no minimum balance and no monthly fees.

Apply Now Apply for an exceptional business checking account now View Article for exceptional business checking

Exceptional Business Checking

All the Banking Essentials You Need to Run Your Business.

Our checking account details include:

  • No minimum balance requirements
  • $500 minimum opening
  • No monthly service fees
  • No charge for the first 500 items 1
  • FDIC-insured
Open Account View Rates

More Details About Exceptional Checking

Give your business finances a place of their own with a dedicated business checking account from Machias Savings Bank with additional features such as:

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Visa® Debit Card

Our Visa® Debit Card allows you to keep your cash flow at your fingertips whether you are spending digitally or in-person

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Online and Mobile Banking

Want to check your accounts on the go? You have 24/7 access to your business account from any mobile device or desktop with MSB Online.

Learn More Learn more about online and mobile banking
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Business Bill Pay

Optional access to Business Bill Pay, first 10 checks each month are on us!2 This convenient feature allows you to set up single or recurring payments so you’ll never miss a bill again.

Learn More Learn more about business billpay

MSB Online Mobile App

Keep a pulse on your business from the palm of your hand.

Frequently Asked Questions

The following are frequently asked questions regarding our Exceptional Checking account. To learn more, connect with our team.

What Do I Need to Apply for an Account Online?
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To apply for a small business Exceptional Checking Account, you must be at least 18 years old, a Maine resident or an existing MSB customer. You can be a signer or beneficial owner, which is any individual who, directly or indirectly through a contract, arrangement or other circumstances, owns 25% of the equity interest of the legal entity. You will need the following documents to open an account:
  • Mobile phone number
  • Valid driver's license or state-issued ID
  • Business Tax ID
  • Social Security Number
  • Email address
Our Disclosures
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1 $.50 per item over 500

2 $.75 per item charge after first 10 checks

Member FDIC

Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

Learn More Learn more about exceptional business savings

Essential Business Fund

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Learn More Learn more about essential business funds

Experienced With Interest

Enjoy an account that fits your business needs and pays you interest. This interest-bearing account gives you the tools to focus on growth.

Learn More Learn more about experienced with interest accounts
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Some customers are still receiving texts claiming to be from Machias Savings with a link to dispute a charge. The link takes them to the MSB login page, where fraudsters collect login information. Please continue to delete these texts. If you have any concerns, please contact us immediately at 866-416-9302.