My MSB Certificate Deposit
18-Month CD Special
If you open an 18-month certificate account now, you’ll enjoy special annual percentage yields that won’t be offered once this promotion ends.
18-Month, $500 Minimum*
My MSB Certificate of Deposit.
- Variety of Terms
- Competitive interest rates
- Interest can be drawn or left to compound1
- Can be pledged as collateral on a loan
- Automatically reinvested at maturity if change is not made within 10 days
- Free anytime access with MSB Online, MSB Mobile, and MSB Phone Banking
*Annual Percentage Yield (APY) is accurate as of November 1, 2022, for a limited time only. $500 minimum deposit required to open the account and obtain the advertised annual percentage yield. A penalty fee will be assessed for early withdrawal; fees could reduce the earnings on the account; Other rates and terms available, ask an associate for details.
1Certificate of Deposit early withdrawal penalties may apply and reduce earnings on the account
Open a CD Now: Select Your Term
|My MSB Certificate of Deposit - 03 Month|
|My MSB Certificate of Deposit - 06 Month|
Certificate of Deposit Account Registry Service Machias Savings Bank is pleased to be a participating member in the Certificate of Deposit Account Registry Service (CDARS). As a member of this service, Machias Savings Bank is able to offer clients a single financial institution in which to place their certificates of deposit that exceed the FDIC insured limit. With CDARS, Machias Savings Bank opens the client's CD in the desired term, in amounts above of $250,000. Available FDIC coverage is then borrowed from other association banks across the country in order to insure the client's full CD amount for the entire term of the CD. This system enables clients to maintain CDs at one financial institution instead of spreading them across multiple banks in order to take advantage of FDIC coverage.