MSB Online
Online & Mobile Banking
Access your checking account or savings, pay bills, and transfer funds from your laptop or mobile device with our digital banking platform MSB Online.
Checking and Savings
Do More With the Bank of “YES!”
Enjoy simplified banking with greater flexibility when you open a savings or personal checking account with us.
Checking and Savings
My MSB Checking
Experience banking that’s easy and straightforward, designed with you in mind.
No Minimum Balance
No minimum balance required regardless of deposited funds.
No Monthly Fees
No maintenance fees for this checking account.
Statements
Option of paper or eStatements with 24/7 access to activity in MSB Online.
My MSB Savings
Savings for a rainy day. A house. Vacation. Future. Whatever you want—your personal savings account can help you get it.
No Minimum Balance
Make saving easier with no minimum balance requirement.
Unlimited Transactions
Move your money effortlessly with unlimited in-person/online transactions.
Statements
Option of paper or eStatements with 24/7 access to activity in MSB Online.
My MSB Health Savings
Designed only for individuals with high-deductible health insurance plans; the money you put in isn’t taxed and the interest you earn isn’t either.
HSA VISA® Debit Card
Pay online, in-store, or at the doctor’s office with ease.
Tax-Free
This account makes your deposits and earned interest tax-free.
Statements
Option of paper or eStatements with 24/7 access to activity in MSB Online.
My MSB Kid's Club
It’s never too early to invest in the future. This interest-bearing account serves up a financial foundation—and a nest egg—for kids 12 and under.
No Minimum Balance
Your child only needs $1 to start saving for their future.
Interest-Bearing Account
Start saving early and reach your financial goals with our kid’s account.
Child Receives Birthday Card
We’ll send a card with $5 to help them build their financial foundation.
My MSB Certificate of Deposit
Put your money aside for a fixed period of time and watch it grow.
Variety of Terms
Save for the future with a variety of terms and guaranteed returns.
Use as Collateral
We offer the flexibility of pledging a CD as collateral on a loan.
Interest Can Be Drawn or Left to Compound
Draw on interest at any time or let it compound for faster growth.
My MSB Money Fund
Whatever the key milestone might be, keep your savings safe and growing with our personal money fund account.
Unlimited Transactions
Enjoy flexibility with unlimited in-person or online transactions.
Loan Closing Discount
Get up to $250 off mortgage and home equity loan closing costs.
Statements
MSB Online offers FREE eStatements for 24/7 access to your banking activity
High Yield Savings
Open a High Yield Savings Account and take the next step in maximizing your savings potential.
Access your money whenever
Access your money whenever, either through an ATM or one of our branches.
Tiered Interest Rates
Save and earn with tiered interest rates.
Use as collateral on a loan
Pledge your account as collateral on a loan.
Planning for the Future?
Kickstart your financial goals by opening one of the following accounts:
Traditional IRA
Start saving for retirement or supplement your existing savings with a traditional IRA.
Save for Retirement
Opening a traditional IRA is a great way to start your retirement savings.
Variety of Terms
We offer a variety of terms to fit your savings goal needs.
Tax-Deferred Eligible
Contribute pre-tax dollars that will grow tax-deferred until withdrawal.
Roth IRA
With a Roth IRA, you can build your financial future. Set money aside now, so you can preserve your standard of living and benefit from financial freedom.
Variety of Terms
We offer a variety of terms to fit your retirement savings goals.
Interest Bearing
Roth IRAs grow through compounding interest.
Qualified Tax-Free Distributions
Contribute after-tax dollars and you can make tax-free withdrawals.
Simplified Employee Pension Plan
Simplified Employee Pension (SEP) Plans are employer-sponsored retirement plan that acts just like a Traditional IRA.
Interest-Bearing
Take advantage of compounding interest on tax-deferred contributions.
Tax-Deductible Contributions
Employers can get a tax deduction for their contributions.
No Fees
This account has no fee to open or maintain the account.
Personal Credit Card
Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.
Mortgage Loans
Whether you are buying, renovating, or refinancing, our mortgage loans are focused on meeting your needs.
HELOC
A home equity line of credit (HELOC) from MSB can turn your home equity into real money to make your financial dreams a reality.