Personal Checking and Savings | Machias Savings Bank in Maine

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Checking and Savings

Do More With the Bank of “YES!”

Enjoy simplified banking with greater flexibility when you open a savings or personal checking account with us.

Checking and Savings

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My MSB Checking

Getting a little cash back in your pocket, you’ll earn 5 cents on every debit card transaction and enjoy premium free features.

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My MSB Savings

Savings for a rainy day. A house. Vacation. Future. Whatever you want—your personal savings account can help you get it.

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My MSB Health Savings

Designed only for individuals with high-deductible health insurance plans; the money you put in isn’t taxed and the interest you earn isn’t either.

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My MSB Kid's Club

It’s never too early to invest in the future. This interest-bearing account serves up a financial foundation—and a nest egg—for kids 12 and under.

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My MSB Certificate of Deposit

Put your money aside for a fixed period of time and watch it grow.

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My MSB Money Fund

Whatever the key milestone might be, keep your savings safe and growing with our personal money fund account.

Planning for the Future?

Kickstart your financial goals by opening one of the following accounts:

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Traditional IRA

Start saving for retirement or supplement your existing savings with a traditional IRA.

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Roth IRA

With a Roth IRA, you can build your financial future. Set money aside now, so you can preserve your standard of living and benefit from financial freedom.

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Simplified Employee Pension Plan

Simplified Employee Pension (SEP) Plans are employer-sponsored retirement plan that acts just like a Traditional IRA.

MSB Online

Online & Mobile Banking

Access your checking account or savings, pay bills, and transfer funds from your laptop or mobile device with our digital banking platform MSB Online.

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ClickSWITCH®

Whether you’ve started your switch or are just beginning, our partnership with ClickSWITCH® makes moving your money, along with recurring electronic deposits and payments, simple and quick.

Learn More Learn More about ClickSwitch
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Personal Credit Card

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More Learn more about personal credit cards
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Mortgage Loans

Whether you are buying, renovating, or refinancing, our mortgage loans are focused on meeting your needs.

Learn More Learn more about mortgage loans
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HELOC

A home equity line of credit (HELOC) from MSB can turn your home equity into real money to make your financial dreams a reality.

Learn More Learn More about home equity line of credit
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