
My MSB Kids Club
It’s Never too Early to Invest in the Future
Teach your child the foundations of healthy money habits.
This account offers valuable features like:
- $1 minimum opening balance
- No minimum balance requirements
- Free eStatements and paper statements
- Interest bearing account
- We will send your child a birthday card each year
Frequently Asked Questions
The following are frequent questions regarding our online savings account for children. If you have any further questions, please visit our Customer Support page.
What Does My Child Need to Open an Account Online?
- Your mobile phone number
- Your email address
- Your child's social security number
- Your valid driver's license or state-issued ID
What Happens When My Child Turns 18?

My MSB Checking
Open a My MSB Checking account with no minimum balance or monthly fees. Enjoy banking that’s easy and straightforward, designed with you in mind.

MSB Health Savings
Make the most of your high-deductible health insurance plan with an MSB Health Savings Account. These interest-earning accounts are a great way to save and earn while planning for any medical expenses you might face.

My MSB Savings
MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.