

My MSB Checking
One Account Made Simple and Convenient
Experience banking that’s easy and straightforward, designed with you in mind.
Our checking account details include:
- $100 minimum opening balance
- Option for paper or eStatements
- Out-of-network ATM access rebates1
- The higher the deposit balance, the greater the interest earned2
- FDIC insured
Frequently Asked Questions
The following are frequent questions regarding MSB’s checking account. If you have any further questions, please get in touch with our team today.
What Do I Need to Have Ready to Apply for an Account Online or in Branch?
- Mobile phone number
- Email address
- Social security number
- Valid drivers license or state Issued ID
- Physical address
Our Disclosures
1 Up to $25.00 in monthly ATM Rebates when using a non-Machias Savings Bank ATM in the United States. Accept the disclosed fee and we will refund the surcharge the next business day.
2 Checking account fees may apply and reduce earnings on the account.
*My Overdraft Protection is subject to credit approval.

My MSB Savings
MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.

My MSB Health Savings
If you have a high deductible health plan, save and earn with our health savings accounts. With no monthly fees and tax-free withdrawals and deposits, an HSA will help you easily handle medical expenses.

My MSB Money Fund
Grow your money and enjoy easy access when you need it. The higher your deposit balance, the more interest you earn, and you can make in-person or online transactions whenever you need to.