We’re sorry, your browser is not supported.

For the best experience, we ask that you switch to the latest version of Chrome, Firefox, or Edge. If you would like to access your accounts before updating your browser, you can follow the links below.

Machias team background
man smiling wearing a blue suit jacket over a white button-up shirt with an orange tie

Tim Kelly

AVP, Mortgage Specialist

With decades of experience in sales, customer service and marketing, Tim’s passion is helping others achieve their home ownership goals by developing creative solutions. He is energetic, organized, and has a diverse perspective built on his broad base of professional experience acquired over the years. Working in the greater Brewer and Bangor communities, Tim helps people experience the pride and security of home ownership.

“I enjoy cultivating meaningful professional relationships and I’m driven to deliver results for my customers and colleagues.”

In his community, Tim works with his local church on opioid and homeless outreach programs. He is a former volunteer with the Boy Scouts of America.

Stop by and meet Tim today or get prequalified and apply for your mortgage online!

Find Tim at our following locations: Brewer, Location Bangor, Location

a two-story Machias bank building, located in Brewer
Branch & ATM

581 Wilson Street

More Information More Information Link
couple in house

Fixed-Rate Mortgage

Traditional financing that provides a competitive interest rate with stable monthly payments.

Learn More about our fixed-rate mortgages
Couple in house construction

Construction Mortgage

If you’re planning on building a new home, our Construction Mortgage can help make it happen.

Learn More about our construction mortgages
person building with their dog


Our HELOC product is the most convenient way to turn the equity in your home into real money that can make those dreams a reality.

Learn More about home equity lines of credit
Important Notice

By following this link, you will be leaving Machias Savings Bank’s website and visiting a non-affiliated third party website. Be sure to review their terms and conditions as you will be subject to their terms of use. Click Yes to proceed or No to remain in www.machiassavings.bank.

Would you like to proceed?