Payables & Receivables

Streamline payment management and strengthen operational efficiency through our secure online platform.

Key Features of Our Wire Transfer Service

• Send and receive domestic and international wire transfers in USD through our secure online banking platform.
• Facilitate international foreign currency wires with competitive exchange rates and secure transactions.
• Save your account and routing information for future transfers.
• Choose to send funds immediately or schedule a transfer for a future date.
• Initiate transfers quickly and easily with just a few clicks.

Simplify your payments and collections with our ACH services – an efficient and cost-effective way to move money securely. Through MSB Business Online, you can initiate ACH transactions directly from your banking portal, ensuring fast and reliable processing.

Key Features of Our ACH Solutions

• Pay vendors quickly and securely.
• Set up recurring or pre-authorized direct debits for cash concentration.
• Make state and federal tax payments.
• Run payroll or direct deposits for employees.
• Reimburse expenses with ease.
• Take advantage of same day ACH origination for qualifying transactions.

Give your company the convenience and control of a dedicated business credit card program. Businesses can choose from corporate, purchase, and fleet card options designed to streamline expenses and strengthen cash flow.

Key Benefits of Our Commercial Cards

• Simplify Expense Management – Centralize and track purchases across departments or locations.
• Improve Cash Flow – Extend payment cycles and keep working capital available for daily operations.
•  Set Custom Controls – Assign limits, track spending by category, and reduce unauthorized charges.
• Enhance Security – Benefit from advanced fraud protection and real-time monitoring to safeguard every transaction.

Remote Deposit Capture enables you to expedite your deposit process without having to physically visit the bank on a daily or weekly basis.

Key Benefits of this Service

• Extended deposit windows up to 6 pm on regular business days. Deposits made after this time-frame will be effective on the next business day.
• Flexible deposit methods – choose Desktop RDC with a high-speed scanner or Mobile Deposit right from your phone for added convenience.
• Minimizes the risk of check fraud.

We make it easy to accept card payments, improve cash flow, and strengthen operational efficiency — all through a seamless, PCI-compliant platform.

Key Benefits of Our Merchant Services

• Accept credit and debit card payments with ease
• Improve cash flow with faster deposits and detailed reporting
• Streamline payment processing to save time and reduce risk
• Count on clear, transparent pricing with no hidden fees
•  Receive dedicated human support — real people who answer quickly and resolve issues on first contact

Customer payments are collected, imaged, and deposited so your team can focus on running the business instead of handling checks.

Benefits of Lockbox Services

• Improves Cash Flow – Speeds up processing time and automates accounts-receivable reporting.
• Digital Reporting – Provides web access to seven years of payment history plus online exception-item decisioning and processing.
•  Reduces Risk – Decreases potential for theft, fraud, or error by removing payment processing from the office and ensuring after-hours deposits.
• Cost Effective – Boosts productivity by reducing time and internal resources required for payment handling.

• Access to your cash faster than ever before
• Streamline your deposit process with secure, in-store deposits
• Maintain your existing banking relationships
• Reduce theft and shrinkage

Supported by 24SEVEN, the Brink’s customer portal, you can easily register and track deposits, as well as have change delivered to your door.

We offer end-to-end payroll and HR solutions that simplify management, improve compliance, and free up your team to focus on growth.

Key Features

• Automate payroll, direct deposits, and tax filing through scalable HCM technology
• Manage on-boarding, benefits, 401(k) plans, and compliance from one secure platform
• Track time, attendance, and performance with mobile-friendly tools
• Gain actionable insights through advanced analytics and reporting
• Improve accuracy and efficiency while reducing administrative workload