Financial Best Practices for Government and School Business Leaders
With decades of experience in municipality banking and government financial management, we proudly say Yes to supporting the public institutions that keep New England running strong.
How can we help you today?
Safeguard Your Business from Fraud
Our Security Center offers practical tools and resources to help protect your business, employees, and customers.
Safeguard Your Business from Fraud
Easily Manage Your Commercial Expenses
From travel to everyday purchases, streamline your employee spending with a credit card that fits your needs.
Easily Manage Your Commercial Expenses
Our Manchester Branch Is Now Open!
Visit our local branch where decisions are made right here in your community - fast, local, and personal.
Our Manchester Branch Is Now Open!
Our Loans
Loan Options That Work For You
Flexible financing, local expertise, and fast decisions to move your business forward.

Commercial Real Estate Financing
From buying to refinancing an existing building to constructing a new facility, our financing supports the spaces your business depends on.

Line of Credit
Access flexible working capital to manage cash flow cycles, seasonal demands, and short-term opportunities.

Equipment financing
Finance new or used equipment to support operational needs and efficiency across your business.
Our 2024 Impact
Creating Thriving Communities
Strengthening Maine’s workforce and financial well-being. Our commitment extends beyond financial support; we actively engage in mentorship, training, and hands-on learning experiences.
Together with our community partners, we are shaping a future where individuals, businesses, and communities can prosper. At Machias Savings Bank, we are not just banking but building brighter futures.
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Volunteer Hours Statewide
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Dollars Invested Statewide
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Organizations Touched Statewide
Our Disclosures
* Member FDIC. Subject to credit approval. Ask for details.
Business Insights & Resources
Strategic Camp Banking
From managing high-volume transactions to optimizing off-season cash flow, our banking solutions are built to support the complexity and growth of established camp operations.
Government Banking Solutions
With decades of experience, we partner with municipalities, schools, and public agencies to deliver trusted financial guidance, local decision-making, and relationship-driven service that helps strengthen Maine communities.
Financing Business Growth
Dive into our guide on budgeting for expansion, with expert insight on forecasting, cost planning, and funding strategies that support confident, sustainable growth.