Meet Your Team
Thank you for getting to know us! Our team is reachable by phone, email, and of course, in person. Your privacy is our priority. If reaching out to a team member by email, please do not include any confidential information such as your account number, debit/credit card number, loan number, and social security number unless using an encrypted email service.
Regional Leaders
Jillian Saucier - Midcoast Market
1126 Hammond Street Office: 207-989-8370 Email: jsaucier@machiassavings.com A friend to everyone she meets, Jill excels at building relationships. She’s a natural leader who collaborates with others to develop new products and services to keep them current with industry trends. With a team player spirit, she works closely with managers to ensure operational and employee and learning growth. She actively leads branch managers in setting expectations and establishment of goals and accountability. “I truly enjoy being part of a high-performing team that is always working to deliver exceptional experiences and exceeding goals. Under strong leadership that encourages innovation and strategic thinking, we strive to collaborate and build our brand around community and relationships. All the while, having fun doing it!” Jill has a history of volunteering with the Red Cross. She also is the board chair for the Adaptive Equipment Loan Program and a loan committee member for MaineStream Finance. She attended the University of Maine and is currently attending Stonier Graduate School of Banking with an anticipated graduation date of June 2021. In 2017, she was chosen by her peers as the Machias Savings Bank Manager of the Year. |
Jonathan Alley - Downeast & Northern Market
4 Center Street Office: 207-255-9359 Email: jalley@machiassavings.com A Down Easter at heart, Jonathan has worked his way up the corporate ladder one step at a time. From working in the branch to leading the Customer Service Department, Jonathan has a wealth of customer-focused experience to share. In his current role, he leads the Branch Managers and Business Bankers in Northern and Down East Maine with his primary focus on developing customer relationships. “I love having the ability to help people. It’s enjoyable for me to help my employees and customers both reach their goals and better themselves while also improving myself along with them.” As a Board Member for the Downeast Institute in Beals, Jonathan embraces their commitment to improving the quality of life for the people of Downeast and coastal Maine through marine research, education, and innovations. He also serves on the Washington County Advisory Board for the Maine Community Foundation. In 2016, Jonathan was chosen as the Machias Savings Bank Manager of the Year. Due to his strong connection to the bank’s culture, he was selected to be a Culture Champion twice. He is attending the Stonier Graduate School of Banking with an anticipated June 2021 graduation. He is a graduate of the University of Maine with a degree in Business Administration. |
Dean Clark - Central Market
581 Wilson Street Office: 207- 989-8351 Email: dclark@machiassavings.com For nearly 20 years, Dean has been involved in many aspects of banking, from branch management, consumer and retail lending to being a team leader of business bankers across the State. Motivated by the creation of new, and enhancement of existing, relationships, he sees the true value in each and every customer. Dean leads a regional market team that works to provide a refreshingly different customer experience. “I enjoy watching the successes of my team and how each and every one of them truly make a positive impact in our communities.” Dean has spent many years coaching youth sports, volunteering through Junior Achievement, and teaching financial literacy. Dean is a graduate of the University of Maine with a Bachelor of Science in Business Administration. |
Jack Lufkin - Southern Market
193 Middle Street, Office: (207) 561-3929 Email: jlufkin@machiassavings.com Jack is committed to ensuring superior customer service and fostering regional economic growth. He is recognized as a collaborative and strategic leader in Southern Maine, which he calls home. His wealth of banking experience over the decades as well as his work with the City of Portland as Director of Economic Development has given him valuable insight. In his current role, he leads Branch Managers and Relationship Managers in Southern Maine while meeting and exceeding growth and retention goals. “I enjoy partnering with cross-functional leaders to achieve growth and retention goals and drive organizational excellence. My goal is to establish and cultivate successful business relationships.” Jack is personally invested in the community. He is the Board Treasurer of the Portland Regional Chamber of Commerce and a Board Member of the Portland Community Chamber and Portland Ovations. He has a Bachelor’s Degree in Political Science from the University of Maine. |
Branch Managers
Miranda Smith - MachiasVice President, Branch Manager 4 Center Street Office: (207) 255-9357 Email: mfsmith@machiassavings.com Miranda is known for creating a fun and engaging work environment in the Machias Branch. Miranda’s attitude and skill set make her the perfect leader for our home branch. She spent nearly 15 years in our commercial and residential lending departments so she is familiar with a fast-paced environment. She is focused on providing an unforgettable customer experience and opportunities for employee growth. “I love the fast pace of the branch and meeting new people. No two days are the same and I like solving problems and helping customers reach their financial goals.” Miranda is committed to making an impact on area youth. She teaches Sunday School, serves on the East Machias School Board, and volunteers with the Elm Street PTC. Stop by the Machias Branch and get to know Miranda! |
Ryan Callahan - Bangor
NMLS Registry Number: 2087209 1126 Hammond Street Office: (207) 947-8666 Email: rcallahan@machiassavings.com Ryan's solid background of delivering exceptional service and strong leadership skills makes him a perfect fit for our Bangor location. He is ready to provide you with a level of service that will leave a favorable and lasting impression. Ryan is a Shriner and volunteers his time at different events and serves on a fundraising committee for Eastern Maine Medical Center Foundation. Whether you want to talk banking or community, call Ryan or stop by today! |
Matthew Horton - Bar Harbor
96 Cottage Street Office: (207) 288-2013 Email: mhorton@machiassavings.com A Bar Harbor native, Matt has more than twenty-five years of banking experience in commercial and retail lending, collections/workouts, Bank security, business development and Bank management. You name it, he’s done it. His steadfast commitment to his customers and employees is more than a duty, it’s his way of life. Matt is well known in the Bar Harbor area for doing more than his fair share of civic duties. He serves on non-profit boards, such as the Jesup Memorial Library Board, and is on the board of the Bar Harbor Firefighters Association serving as Treasurer. He also is a commissioner on the Acadia National Park Advisory Commission. For over two decades, he has served alongside his neighbors on the Bar Harbor Fire Department. He also serves as Treasurer of the MDI Rod & Gun Association and is a registered Maine Guide. Matt was also a state certified IF&W Outdoor Recreation Safety Instructor. He is an avid sportsman enjoying his time afield both hunting and fishing. He is also a long time amateur (HAM) radio operator, W1MRH. Stop by the Bar Harbor office and talk with Matt! |
Kali Boulier - BrewerAVP, Branch Manager NMLS Registry Number:1820244 581 Wilson Street Brewer, ME 04412 Office: (207) 561-3901 Email: kboulier@machiassavings.com Kali leads our Brewer Team with passion, focus, and fun! Determined to create the ultimate customer and employee experience, she is equally determined to give back to the communities in which she lives and works. Kali is a volunteer at the Bangor Ronald McDonald House and delivers groceries to cancer patients for the Christine B. Foundation. She also is a steering committee member for Fusion Bangor. “Working at Machias Savings Bank has truly fostered a passion and love for volunteering in my community and has connected me with organizations that have a true need. I love the sense of family I get every day I come to work.” |
Erika Pratt - Calais
210 North Street, Office: (207) 561-2740 Email: EPratt@machiassavings.com One of the first smiling faces you see in the Calais branch belongs to Erika. She has a passion for learning, leading by example, and building relationships. She is a graduate of the Northern New England School of Banking. “I look forward to coming to work each day and spending time with my team. I also like meeting new people and helping customers realize their financial goals.” Erika is a member of the St. Croix Valley Chamber of Commerce. Stop into the Calais Branch and meet Erika and her friendly staff! |
JR Belanger - CaribouAVP, Branch Manager 142 Bennett Drive, Office Number: 207-493-4497 Email address: JBelanger@machiassavings.com JR’S roots run deep in Aroostook County and his commitment to the people and businesses in that area is equally as strong. His leadership skills make him a natural leader of the Caribou branch and its staff. He’s a very busy and proud dad. JR has always enjoyed volunteering to help coach Caribou Little League and he is currently serving as the Vice President of the League. In addition, he is involved with the Aroostook Youth Basketball League and serves as the Chair for the Caribou Housing Authority Board of Commissioners. Call or stop by the Caribou branch to meet JR and his exceptional staff. |
Shelley Gray - ColumbiaBranch Manager 357 US Highway 1, Office Number: 207-561-3932 Email address: SGray@machiassavings.com With nearly three decades in banking, Shelley is known for her caring personality and her dedication to providing her customers with the best possible customer experience. “I love serving my community! I enjoy working with my customers teaching them the importance of financial health and how to achieve that goal.” Shelley has served on the board of the Milbridge Volunteer Fire Department Auxiliary as their Treasurer for the past four years. Stop by the Columbia branch and meet Shelley! |
Joshua Stevens - Ellsworth
93 High Street Office: (207) 667-3378 Email: JStevens@machiassavings.com Josh’s sense of humor and fun-loving personality creates an engaging work environment for our Ellsworth branch. He’s devoted to building relationships with his co-workers and customers. "I believe my relationships with my customers need to be built on trust, and the confidence that I will provide products and services that meet their particular needs." As an avid lover of sports, Josh enjoys coaching his daughter's little league softball team, serving on the Ellsworth Little League board, and is also a member of the Ellsworth Challenger Little League board. Stop by and meet Josh and his friendly fun staff! |
Cheryl Locke - Houlton
138 North Street Office: (207) 561-2752 Email: clocke@machiassavings.com With over three decades of experience behind her, Cheryl is ready to answer your banking questions and help find solutions that make managing your finances easier! Cheryl is dedicated to working with customers to make their dreams become a reality. “I love listening to customers share their thoughts and plans for the future. I consider getting to know them on a personal level a privilege.” Cheryl is out and about in the community. She serves as the Treasurer for the Spaulding Lake Road Committee and volunteers at local schools throughout the year teaching financial literacy. Contact Cheryl today to see how she can help deliver you the ultimate customer experience! |
Kimberly Lee - Danforth / Lincoln
6 Penobscot Valley Avenue Office: (207) 561-2786 Email: klee@machiassavings.com A familiar face around Lincoln, Kim consistently provides exceptional customer service to each and every customer who walks through the door. She works closely with her team to build new and deepening relationships. “I love meeting new people and helping them with their banking needs. My job is made easier because of all the knowledgeable people I work within the branch.” Kim volunteers for the Red Cross as a Blood Program leader as well as Community Volunteer Leader. Stop by and say hello to Kim and her team in Lincoln! |
Christine Cram - Portland
Office: (207) 561-3939 Email: ccram@machiassavings.com With a passion for customer service and a background in banking, Christine enjoys working for the community and creating a fun engaging atmosphere for her team. Her current role as Branch Manager is a perfect fit because she loves helping people. “My favorite part of my job is the problem-solving aspect. I love being able to listen to a customer’s needs and recommend products, services and solutions for their every banking need. Where there’s a need, there’s a solution, sometimes it just takes a little thinking outside the box!” Christine is always on the lookout for volunteer opportunities in the community. She has helped with the Tour De Cure, Relay for Life, Good Shepard Food Bank and local rotary groups. Call Christine today and introduce yourself! |
Timothy Goff - Presque IsleBranch Manager 9 Dyer Street
Email: tgoff@machiassavings.com With his experience in a wide variety of businesses and organizations throughout Maine, Tim, a certified Financial Paraplanner Qualified Professional, provides unique insights to help you plan for a new business venture or your next adventure “In my previous career as a journalist, I had the opportunity to meet with leaders in almost every industry and walk of life and learn from them. I bring that experience to our customers and our team. I’m passionate about Maine, its people, and help play a role in making our communities prosperous, desirable places to raise a family and grow a business.”Tim is very active in his community volunteering his time and serving on numerous boards including the Fort Fairfield Quality of Place Council, United Way of Aroostook, The Francis Malcolm Science Center Advisory Board, The Center for Advancement of Rural Living, Junior Achievement, Northern Light Health, and Frontier Fish and Game Club. Stop by and visit Tim and his team in Presque Isle today! |
Gregory Jones - RocklandAssistant Vice President, Branch Manager 3 Glen Street Office: (207) 596-5863 Email: gjones@machiassavings.com A native of Rockland, Greg is a dedicated professional who provides exceptional customer service to each customer that walks through the door of the branch. He, along with his knowledgeable staff, are ready to provide you the service you deserve. “I am invested in the community and want to make a positive impact. I encourage my staff to do the same.” Greg is currently on the Board of Directors for Big Brothers Big Sisters of Mid-Maine, is an Ambassador for the Penobscot Bay Regional Chamber of Commerce, Co-Chair and Treasurer for Knox County TRIAD, and volunteered with several organizations in the Midcoast area including Herring Gut Learning Center and WindowDressers. Stop by the Rockland branch today and meet Greg and his staff! |
Retail lending leadership
Kimberly Nason - Brewer
581 Wilson Street Office:(207) 561-1918 Email: knason@machiassavings.com For a quarter of a century, Kim has dedicated her life to providing an exceptional customer service experience to both her internal and external customers. She is a proactive professional who is enthusiastic, goal-oriented, and is known to embrace change. In her current role, she supports our residential mortgage lenders for all markets. Kim is excited to be relocated back to Maine and to begin volunteering with local housing initiatives. She has a Bachelor’s Degree in Management and an MSA, both from the University of Maine. |
Residential Mortgage Specialists
Lisa Holmes - Machias
4 Center Street Office: (207) 255-9205 Email: lholmes@machiassavings.com With over three decades of banking under her belt, Lisa offers sound financial home mortgage advice. She’s dedicated to helping people realize their dreams of homeownership. “Becoming a residential lender has been a rewarding experience. It’s my dream job!” You will see Lisa volunteering at ball games for local schools. Stop by and see Lisa if you are thinking about buying a home! |
Kristen Keith - Brewer & Bangor
581 Wilson Street Office: (207) 561-3904 Email: kkeith@machiassavings.com Buying a new home is an exciting milestone, Kristen is ready to help you from start to finish. Spending 20 years as a licensed insurance agent, Kristen knows what matters when it comes to building relationships that last and what it takes to deliver the kind of customer service you deserve that will help make your dreams become reality. Kristen enjoys serving her community. She is a member of Kiwanis and volunteers at the Bangor Humane Society. She teaches financial literacy to students through Junior Achievement. She also is involved with the Christine B. Foundation and is on the Advisory Board for Beal College. Whether you're in the early stages of house-hunting or already have one in mind, call Kristen today and start working towards your move-in date! |
Cindy Leighton - CalaisMortgage Specialist 210 North Street Office: (207) 561-2741 Email: cleighton@machiassavings.com A familiar face at the Calais branch for over twenty-five years, Cindy has established many relationships that extend beyond basic banking. She’s friendly and accommodating and offers valuable mortgage lending advice or any advice for that matter. Just ask! “My true passion is the customer. I honestly enjoy talking to them and deciding what the best fit for them is--whether it is a deposit account or a loan product--and making their experience with us one that is exceptional and will last forever." Cindy is known to lend a hand around the community whenever there is a need. Stop by the Calais branch or give her a call if you are in the market for a new home! |
Karen Thibodeau - Caribou
142 Bennett Drive Office: (207) 493-4483 Email: kthibodeau@machiassavings.com A familiar smile in the Caribou market belongs to Karen. She has dedicated over 36 years of her life to providing exceptional customer service. “I look forward to coming to work each day to help people achieve their goal of homeownership. It never gets old! I am personally committed to each and every customer. “ Karen is invested in her community. She is a Board Member of Caribou Economic Growth Council, Ballot Clerk for the City of Caribou, Treasurer for Caribou Parks & Rec Foundation, and a If you need home mortgage advice, stop by and see Karen! |
Leann Beal - EllsworthVice President, Mortgage Specialist 93 High Street Office: (207) 561-2770 Email:lbeal@machiassavings.com Friendly, thoughtful, outgoing, and kind are words that best describe Leann Beal. As Mortgage Originator, Leann's primary focus is the customer experience. She has a passion for providing exceptional customer service while meeting customers' financial needs. “My best day is any day that I can help a customer buy the home of their dreams. From start to finish, I am by their side during the whole process.” Leann is active in her community and serves with the Ellsworth Noontime Rotary Club and enjoys volunteering with various youth sports programs. She is also an active Junior Achievement volunteer. Stop by and meet Leann in Ellsworth! |
Jennifer Walter - Bar HarborMortgage Specialist 96 Cottage Street Office: (207) 288-2014 Email:jwalter@machiassavings.com Working her way up through the ranks, Jennifer was a financial services specialist before moving into the mortgage originator role. She is committed to providing a refreshingly different customer service experience. “My favorite part of residential lending is helping people to reach their financial goals. Homeownership is a big financial commitment and achievement, and it is my mission to make the lending process as clear and easy as possible for the customers I work with.” In the past, Jennifer has volunteered with Junior Achievement and local sporting events. She looks forward to getting more involved in the Bar Harbor community. Stop by the Bar Harbor Branch and meet Jennifer! |
Jackie Morse - Houlton & Danforth
138 North Street 38 Depot Street Office: (207) 561-2798 Email: jmorse@machiassavings.com Jackie is committed to helping you purchase your starter home or your vacation home and everything in between. She knows and understands the people of Northern Maine and its economy because it is her home too. “I’m invested in making our communities a success today, tomorrow, and far into the future. A place where one business can impact a community for generations and homeownership is more than just a dream.” Jackie volunteers with the Economic Development Committee for the East Grand Lake Region. Call Jackie today to learn more about financing a home! |
Patricia Theriault - Lincoln
6 Penobscot Valley Avenue Office (207) 794-1996 1-800-339-3347 Ext 804 Email: ptheriault@machiassavings.com A leading industry expert, Patricia has been building customer relationships for decades. She understands that not all customers' needs are the same. “I take pride in helping my customers through the home loan process. I keep them informed and answer their questions quickly. I’m only a phone call away.” Call or stop by and meet Patricia when you are in the market for a house! |
Cindy Thibeau - Presque Isle
9 Dyer Street Office: (207) 764-4320 Email: cthibeau@machiassavings.com An expert in her field, Cindy strives to ensure first-time homebuyers are comfortable with their new home purchase and fully understand the mortgage process. "I work hard to maintain an extraordinary level of proficiency that I would only require of someone that I personally would choose to work with myself. I truly believe that educating and helping each home buyer understand all of the loan programs is the key to providing exceptional customer service" Cindy serves on the Fort Fairfield Housing Authority Board and is a first time home buyer speaker for ACAP. Cindy consistently provides flawless service and dependability; no matter what the dream is! |
Rebecca Crane - Rockland
3 Glen Street Office: (207) 561-2793 Email: Rcrane@machiassavings.com With nearly three decades of banking experience, Rebecca builds relationships everywhere she goes. Growing up in the mid-coast area gives her an insight into the housing market of that region. “No matter what you do, delivering exceptional customer service is the most important part of the job.” Rebecca loves serving non-profits in her community. She volunteers with Meals on Wheels. Stop by and visit with Rebecca to discuss your homeownership plans! |
For additional Mortgage Loan Originators at Machias Savings Bank, Click Here.
Equal Housing Lender.